772 Woodford Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 772 Woodford Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,597 sqft · built 2021
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Tax Bill	$3,646 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-9-30-04-0-00034-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-9-30-04-0-00034-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,597 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	772 WOODFORD DR
City	HERNANDO
State	MS
Zip	38632-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	VINSON RIDGE PH II LOT 34
Legal Subdivision	VINSON RIDGE PH II
Legal Phase	2
Legal Lot Number	34
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3028
Census Tract	71124

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	772 WOODFORD DR, HERNANDO, MS 38632-1908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
Aug 6, 2020	Deed of Trust, Mortgage · Line of Credit LANDMARK COMMUNITY BANK
Nov 27, 2018	Warranty Deed, Subdivision Related Transfer · ARM PINNACLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018
Deed Sale	Nov 27, 2018
Deed Document Number	0000874091
Deed Book / Page	0874 / 091
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	772 WOODFORD DR, HERNANDO, MS 38632-1908
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 BUCK CV, HERNANDO, MS 38632-7510

Mortgage

Document Number	005319/610
Date	Aug 16, 2021
Book Page	5319/610

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	772 WOODFORD DR, HERNANDO, MS 38632-1908
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005010/295
Date	Aug 6, 2020
Book Page	5010/295

Lender

Name	LANDMARK COMMUNITY BANK
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 4, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 27, 2018
Property Address	772 WOODFORD DR, HERNANDO, MS 38632-1908
Document Number	000874/091
Book / Page	0874 / 091
Map Reference	MB 125 PG 33-35
Instrument Date	Nov 2, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 844, HERNANDO, MS 38632-0844

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	438 BUCK CV, HERNANDO, MS 38632-7510

Mortgage

Document Number	0004642142
Date	Nov 27, 2018
Instrument	4642/142

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	121 Months
Due	Dec 2, 2028

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 2, 2023
Change Frequency	5 Years
Min Rate At Change	6%
Max Rate At Change	12%
Index	5-Year CMT
Max Rate	12%

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,646.00 (+16.52%)	$47,270 (+39.16%) Land $4,000 Building $43,270	$472,704 (+39.17%) Land $40,000 Building $432,704
2023	$3,129.00	$33,967	$339,670 Land $40,000 Building $299,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 62% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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