772 Palm Cir, Tracy, CA 95376 Property Records

San Joaquin County property record for 772 Palm Cir, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,230 sqft · built 1971
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,063 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`234-081-200-000`

Property Details

APN / Parcel Number

Primary APN	`234-081-200-000`
Alternative APNs	`234-081-20` `23107120`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,230 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,000 sqft (0.046 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	234-081-20
Street Address	772 PALM CIR
City	TRACY
State	CA
Zip	95376-4333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP C4 35-39 LOT 144
Legal Subdivision	WESTCHESTER GREEN
Legal Block	1
Legal Lot Number	144
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1009
Census Tract	5403

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	772 PALM CIR, TRACY, CA 95376-4333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNCLE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 9, 2007
Transfer Doc	0000150904
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	772 PALM CIR, TRACY, CA 95376-4333
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	772 PALM CIRLCE, TRACY, CA 95376-4333

Mortgage

Document Number	0000028204
Date	Apr 12, 2023
Instrument	2023-028204

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	772 PALM CIR, TRACY, CA 95376-4333
Document Number	0000076019
Instrument Date	Jul 2, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	772 PALM CIR TRACY CA 953764333, TRACY, CA 95376-4333

Mortgage

Document Number	0000076019
Date	Jul 10, 2018
Instrument	76019

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,063.00 (+0.19%)
2025	$1,061.00 (+10.52%) Homeowner's exemption	$97,939 (+4.04%) Land $19,586 Building $78,353
2023	$960.00 (+2.24%) Homeowner's exemption	$94,137 Land $18,826 Building $75,311	$324,180
2022	$939.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband, Verizon.

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