772 Palermo Dr, Santa Barbara, CA 93105 Property Records

Santa Barbara County property record for 772 Palermo Dr, Santa Barbara, CA 93105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1969
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (May 2011)
Tax Bill	$9,500 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`049-340-032`

Property Details

APN / Parcel Number

Primary APN	`049-340-032`
Alternative APN	`04934032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,660 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	772 PALERMO DR
City	SANTA BARBARA
State	CA
Zip	93105-4451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E3
Legal Description	PLAZA MARIANA UNIT 4 LOT 108
Legal Subdivision	PLAZA MARIANA NO. 4
Legal Lot Number	108
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2006
Census Tract	1306

Owner

772 Palermo Dr is owned and occupied by two individuals who acquired it in July 2017.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	772 PALERMO DR, SANTA BARBARA, CA 93105-4451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Jan 31, 2018	Deed of Trust, Mortgage · Line of Credit KEYPOINT CU
Jul 18, 2017	Quit Claim Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2011 · Amount on File
Deed Sale	May 12, 2011 · Amount on File
Prior Sale	Oct 27, 2010 · Amount on File
Deed Document Number	201128076
Last Transfer Date	Jul 11, 2017
Transfer Doc	0000034141
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	772 PALERMO DR, SANTA BARBARA, CA 93105-4451
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	772 PALERMO DR, SANTA BARBARA, CA 93105-4451

Mortgage

Document Number	0000006883
Date	Feb 8, 2022
Instrument	2022-0006883

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	772 PALERMO DR, SANTA BARBARA, CA 93105-4451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028410
Date	Jun 10, 2020
Instrument	2020-0028410

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	772 PALERMO DR, SANTA BARBARA, CA 93105-4451
Document Number	0000004800
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2018
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	772 PALERMO DR SANTA BARBARA CA 931054451, SANTA BARBARA, CA 93105-4451

Mortgage

Document Number	0000004800
Date	Feb 6, 2018
Instrument	4800

Lender

Name	KEYPOINT CU
Type	Credit Union
Address	SANTA CLARA, CA 95051

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 5, 2033

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 18, 2017
Property Address	772 PALERMO DR, SANTA BARBARA, CA 93105-4451
Document Number	0000034141
Instrument Date	Jul 11, 2017
Instrument	34141
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	TITLE 365

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	772 PALERMO DR SANTA BARBARA CA 931054451, SANTA BARBARA, CA 93105-4451

Mortgage

Document Number	34142
Date	Jul 18, 2017
Instrument	34142

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 772 Palermo Dr was $9,500.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$914,746 (+2%) Land $555,384 Building $359,362
2025	$9,500.00	$896,811 Land $544,495 Building $352,316
2023	$9,167.00 (+1.74%)	$861,988 Land $523,352 Building $338,636
2022	$9,010.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 772 Palermo Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	6 (1978–1998)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 772 Palermo Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile.

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