772 Oak St, Elko, NV 89801 Property Records

Elko County property record for 772 Oak St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 946 sqft · built 1954
Lot Size	0.092 acres (4,008 sqft)
Owner	2 Company Names on Record
Last Sale	$355,000 (May 2026)
Tax Bill	$1,101 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-184-004`

Property Details

APN / Parcel Number

Primary APN	`001-184-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	946 sqft Living Area
Gross Area	1,730 sqft
1st Floor Area	946 sqft
Basement Area	784 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	4,008 sqft (0.092 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	772 OAK ST
City	ELKO
State	NV
Zip	89801-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	ELKO CITY FILE 1,AND THE WLY 15.00 OF
Legal Subdivision	CITY/ELKO
Legal Block	38
Legal Lot Number	4
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2022
Census Tract	950800

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	315 BROOKWOOD DR, ELKO, NV 89801-2300
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORPORATION
Oct 26, 2023	Bargain and Sale Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Oct 26, 2023	Intrafamily Transfer, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Oct 26, 2023	Bargain and Sale Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Jun 15, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Oct 26, 2023 · Amount on Record
Deed Document Number	2026864946
Prior Transfer Date	Oct 23, 2023
Prior Transfer Doc	0000828187
Record Updated	Oct 29, 2026

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	May 20, 2026
Property Address	772 OAK ST, ELKO, NV 89801-3311
Document Number	0000864946
Instrument Date	May 5, 2026
Instrument	2026.864946
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139,834.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	315 BROOKWOOD DR, ELKO, NV 89801-2300

Mortgage

Document Number	0000864947,
Date	May 20, 2026
Instrument	2026.864947

Lender

Name	MASON MCDUFFIE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Oct 26, 2023
Property Address	772 OAK ST, ELKO, NV 89801-3311
Document Number	0000828188
Instrument Date	Oct 24, 2023
Instrument	828188
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 N STEPHANIE ST STD 221, 221, HENDERSON, NV 89074-8115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 N STEPHANIE ST # D221, D221, HENDERSON, NV 89074-8115

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Oct 26, 2023
Property Address	772 OAK ST, ELKO, NV 89801-3311
Document Number	0000828187
Instrument Date	Oct 23, 2023
Instrument	828187
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 442, KOOSKIA, ID 83539-0442

October 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Oct 26, 2023
Property Address	772 OAK ST, ELKO, NV 89801-3311
Document Number	0000828189
Instrument Date	Oct 23, 2023
Instrument	828189
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 442, KOOSKIA, ID 83539-0442

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	772 OAK ST, ELKO, NV 89801-3311

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Jun 15, 2023
Property Address	772 OAK ST, ELKO, NV 89801-3311
Document Number	0000820678
Instrument Date	Apr 10, 2023
Instrument	820678
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4665 SPEAR ST, ELKO, NV 89801-5188

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	PO BOX 422, KOOSKIA, ID 83539-0422

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,101.00 (+5.46%)	$38,446 (+0.52%) Land $14,700 Building $23,746	$109,846 (+0.52%) Land $42,000 Building $67,846
2025	$1,044.00 (+2.86%)	$38,249 (+41.57%) Land $14,700 Building $23,549	$109,283 (+41.57%) Land $42,000 Building $67,283
2024	$1,015.00 (+9.49%)
2023	$927.00 (+7.92%)	$27,017 (+8.62%) Land $5,950 Building $21,067	$77,191 (+8.62%) Land $17,000 Building $60,191
2022	$859.00	$24,872 Land $5,950 Building $18,922	$71,063 Land $17,000 Building $54,063

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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