St. Charles County property record for 772 Oak Leaf Bluff Dr, Saint Charles, MO 63304 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,013 sqft · built 1999 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,738 (May 2024) |
| Tax Bill | $3,901 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | A983000927 |
| Primary APN | A983000927 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,013 sqft Living Area |
| Gross Area | 3,978 sqft Gross Area |
| 1st Floor Area | 1,194 sqft 1st Floor |
| Basement Area | 1,122 sqft Basement |
| Finished Basement | 865 sqft Finished |
| Unfinished Basement | 257 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 9,148 sqft (0.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 708 sqft Garage |
| Patio Area | 196 sqft Patio |
|---|---|
| Porch | Open Porch |
| Porch Area | 150 sqft Porch |
| Terrain | Rolling |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A983000927 |
|---|---|
| Street Address | 772 OAK LEAF BLUFF DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-5010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK GROVE BLUFFS #3 LOT 57 |
| Legal Subdivision | OAK GROVE BLUFFS #3 |
| Legal Lot Number | 57 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 311150 |
Source: St. Charles County records · APN A983000927
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 772 OAK LEAF BLUFF DR, SAINT CHARLES, MO 63304-5010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Dec 04, 2025 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Aug 11, 2022 | Personal Representative Deed, Transfer INVESTORS TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2024 · Amount on Record |
| Deed Sale | May 21, 2024 · Amount on Record |
| Prior Sale | Aug 11, 2022 |
| Deed Document Number | 202419561 |
| Prior Transfer Date | Apr 30, 2007 |
| Prior Transfer Doc | 0049052273 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 772 OAK LEAF BLUFF DR, SAINT CHARLES, MO 63304-5010 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 772 OAK LEAF BLUFF DR, WELDON SPRING, MO 63304-5010 |
| Document Number | 0000054353 |
|---|---|
| Date | Dec 04, 2025 |
| Instrument | 2025R-054353 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 11, 2022 |
| Property Address | 772 OAK LEAF BLUFF DR, SAINT CHARLES, MO 63304-5010 |
| Document Number | 0000044542 |
| Map Reference | MB 34 PG 281 |
| Instrument Date | Jul 01, 2022 |
| Instrument | 2022R-044542 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4976 BRAID HILLS DR, 4976, SAINT PETERS, MO 63304-7577 |
| Name | Verified Name |
|---|---|
| Address | 15 WINTER PARK CT, O FALLON, MO 63366-5548 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,901.00 (+14.53%) | $65,752 (+15.42%) | $346,064 (+15.42%) Land $70,000 Building $276,064 |
| 2024 | $3,406.00 | ||
| 2023 | $56,969 | ||
| 2022 | $299,837 Land $55,000 Building $244,837 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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