772 Main St, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 772 Main St, Ashby, MA 01431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,654 sqft · built 1820
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,458 (Mar 2008)
Tax Bill	$5,603 (2026)
Deeds & Mortgages	May 2022 Refinance Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:010.0 B:0035 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:010.0 B:0035 L:0000.0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,654 sqft Living Area
1st Floor Area	1,150 sqft
Basement Area	1,136 sqft
Unfinished Basement	1,136 sqft

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	772 MAIN ST
City	ASHBY
State	MA
Zip	01431-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	35
Jurisdiction	ASHBY MA
Township / Civil Division	ASHBY
Census Block Group	1
Census Block	1033
Census Tract	300100

Owner

Source: Middlesex County and Ashby Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	772 MAIN ST, ASHBY, MA 01431-2305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2008 · Amount on Record
Deed Sale	Mar 4, 2008 · Amount on Record
Prior Sale	Jun 1, 2006 · Amount on Record
Deed Book / Page	50825 / 284
Transfer Doc	50825-284
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	772 MAIN ST, ASHBY, MA 01431-2305
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080069-296
Date	May 3, 2022
Book Page	80069/296
Instrument	66114

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	772 MAIN ST, ASHBY, MA 01431-2305
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077445-345
Date	Apr 7, 2021
Book Page	77445/345
Instrument	77607

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	772 MAIN ST, ASHBY, MA 01431-2305
Document Number	70034-397
Book / Page	070034 / 000397
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70034-397
Date	Oct 4, 2017
Book Page	070034/000397
Instrument	1195

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

Source: Middlesex County and Ashby Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashby Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,603.00 (-3.65%)	$355,500 (-6.89%) Land $51,900 Building $303,600	$480,601 (+18.39%)
2025	$5,815.00 (+3.27%)	$381,800 (+5.3%) Land $51,900 Building $329,900	$405,935 (-10.59%)
2024	$5,631.00 (+9.81%)	$362,600 (+16.11%) Land $49,500 Building $313,100	$454,005
2023	$5,128.00	$312,300 Land $46,200 Building $266,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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