Washington County property record for 772 James Ave N, Lake Elmo, MN 55042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,531 sqft · built 2020 |
| Lot Size | 0.273 acres (11,929 sqft) |
| Owner | Individual Name on File |
| Last Sale | $583,658 (Jul 2021) |
| Tax Bill | $6,750 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Oct 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-029-21-13-0021 |
| Primary APN | 34-029-21-13-0021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,531 sqft Living Area |
| Basement Area | 990 sqft |
| Unfinished Basement | 990 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Other |
| Construction Type | Frame |
| Lot Area | 11,929 sqft (0.273 acres) |
| Street Address | 772 JAMES AVE N |
|---|---|
| City | LAKE ELMO |
| State | MN |
| Zip | 55042-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 1 LOT 11 SUBDIVISIONCD 3125 SUBDIVISIONNAME HAMMES ESTATES 3RD ADDITION |
| Legal Range | 21W |
| Legal Township | 29N |
| Legal Section | 34 |
| Legal Subdivision | HAMMES ESTATES 3RD ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | WASHINGTON MN |
| Township / Civil Division | LAKE ELMO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 70406 |
772 James Ave N is owned and occupied by an individual who acquired it in September 2021.
Source: Washington County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 772 JAMES AVE N, LAKE ELMO, MN 55042-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 8, 2020 | Loan Modification, Mortgage PREMIER BK |
| Oct 13, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Jul 2, 2020 | Loan Modification, Mortgage PREMIER BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on File |
| Deed Sale | Jul 27, 2021 · Amount on File |
| Prior Sale | Oct 13, 2020 · Amount on File |
| Deed Document Number | 20214325555 |
| Last Transfer Date | Sep 21, 2021 |
| Transfer Doc | 0004342819 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Recording Date | Jul 27, 2021 |
| Property Address | 772 JAMES AVE N, LAKE ELMO, MN 55042-1203 |
| Document Number | 0004325555 |
| Instrument Date | May 28, 2021 |
| Instrument | 4325555 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,926.07 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 772 JAMES AVE N, LAKE ELMO, MN 55042-1203 |
| Document Number | 0004325556 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 4325556 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 772 JAMES AVE N, LAKE ELMO, MN 55042-1203 |
| Document Number | 0004269603 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1890 WOODDALE DR #400 WOODBURY MN 551251949, 400, WOODBURY, MN 55125-1949 |
| Investor | Possibly a Property Investor |
| Document Number | 0004269603 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 4269603 |
| Name | PREMIER BK |
|---|---|
| Type | Bank |
| Address | 2151 3RD ST, WHITE BEAR LAKE, MN 55110-3215 |
| Term | 12 Months |
|---|---|
| Due | Oct 12, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Recording Date | Oct 13, 2020 |
| Property Address | 772 JAMES AVE N, LAKE ELMO, MN 55042-1203 |
| Document Number | 0004269602 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 4269602 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1890 WOODDALE DR WOODBURY MN 551253958, WOODBURY, MN 55125-3958 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 772 JAMES AVE N, LAKE ELMO, MN 55042-1203 |
| Document Number | 0004285297 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1890 WOODDALE DR ST PAUL MN 551253958, ST PAUL, MN 55125-3958 |
| Investor | Possibly a Property Investor |
| Document Number | 0004285297 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 4285297 |
| Name | PREMIER BK |
|---|---|
| Type | Bank |
| Address | WHITE BEAR LAKE, MN 55110 |
| Term | 12 Months |
|---|---|
| Due | Dec 22, 2021 |
The 2026 property tax bill for 772 James Ave N was $6,750 with a homeowner's exemption.
Source: Washington County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Washington County |
| Municipality | Lake Elmo City |
| Unified School District | Stillwater Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,750.00 Homeowner's exemption | ||
| 2025 | $661,400 (-1.45%) Land $150,000 Building $511,400 | $661,400 (-1.45%) Land $150,000 Building $511,400 | |
| 2024 | $671,100 Land $160,000 Building $511,100 | $671,100 Land $160,000 Building $511,100 | |
| 2023 | $5,790.00 | ||
| 2022 | $642,100 Land $162,700 Building $479,400 | $642,100 Land $162,700 Building $479,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 772 James Ave N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Nov 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 772 James Ave N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lake Elmo serves 10,978 people · EPA ID MN1820009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures