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7718 Spring Oak Dr, La Plata, MD 20646 Property Records

Charles County property record for 7718 Spring Oak Dr, La Plata, MD 20646

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,288 sqft · built 1979
Lot Size1.05 acres (45,738 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Jun 2018)
Tax Bill$12,593 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-033484

Property Details

APN / Parcel Number

Primary APN01-033484
Alternative APNs
  • 1033484
  • 033484

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,288 sqft Living Area
Gross Area2,472 sqft
1st Floor Area1,288 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area45,738 sqft
View / LotWaterfront
Garage TypeCarport
Garage Area308 sqft
CarportCarport
Carport Area308 sqft
Parking Spaces1 Parking Space
Deck Area768 sqft
Patio Area184 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number033484
Street Address7718 SPRING OAK DR
CityLA PLATA
StateMD
Zip20646-3984
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionL-7 SPRING OAK ESTATES SUB
Legal SubdivisionSPRING OAK ESTATES SUB
Legal Block2
Legal Lot Number7
JurisdictionCHARLES MD
Township / Civil Division1, LA PLATA
Census Block Group2
Census Block2042
Census Tract851003

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address7718 SPRING OAK DR, LA PLATA, MD 20646-3984
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
COLONIAL MORTGAGE GROUP
Jun 7, 2018Deed, Transfer · Conventional Mortgage
LENDER SELECT MORTGAGE GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2018 · Amount on Record
Deed SaleJun 7, 2018 · Amount on Record
Prior SaleMay 5, 2004 · Amount on Record
Deed Book / Page10289 / 85
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address7718 SPRING OAK DR, LA PLATA, MD 20646-3984
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyDREAM TITLE AND ESCROW LLC, DREAM TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 DERBY DR, LA PLATA, MD 20646-4354

Mortgage

Document Number0125250196
DateApr 28, 2022
Book Page12525/196
Lender
NameCOLONIAL MORTGAGE GROUP
AddressWALDORF, MD 20602
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateJun 7, 2018
Property Address7718 SPRING OAK DR, LA PLATA, MD 20646-3984
Document Number0102890085
Book / Page10289 / 085
Map ReferenceMB25 FO178
Instrument DateMay 25, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLAKESIDE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address7718 SPRING OAK DR, LA PLATA, MD 20646-3984

Mortgage

Document Number0001028993
DateJun 7, 2018
Instrument10289/93
Lender
NameLENDER SELECT MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$463,100 (+45.13%) Land $125,400 Building $337,700$463,100 (+45.13%) Land $125,400 Building $337,700
2025$12,593.00 (+174.66%)
2023$4,585.00$319,100 Land $125,400 Building $193,700$319,100 Land $125,400 Building $193,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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