7718 FM 118, Commerce, TX 75428 Property Records

Hunt County property record for 7718 FM 118, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details1,680 sqft · built 2016
Lot Size29.9 acres (1,305,058 sqft)
Owner2 Individual Names on Record
Last Sale$20,000 (Aug 2013)
Tax Bill$2,457 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1170-0080-0020-30

Property Details

APN / Parcel Number

Primary APN1170-0080-0020-30
Alternative APNs
  • R109567
  • 109567

Interior

Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area1,680 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area1,305,058 sqft (29.9 acres)
PorchSlab
Porch Area48 sqft

Location & Zoning

Street Address7718 FM 118
CityCOMMERCE
StateTX
Zip75428-6882
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA1170 WARFIELD C A,TRACT 8-2, ACRES 29.96,(ALSO IN A1168)
Legal SubdivisionWARFIELD C A
Legal Tract8-2
Legal Block1
Legal Lot Number8-2
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1040
Census Tract960100

Owner

Source: Hunt County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7718 FM 118, COMMERCE, TX 75428-6882
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2013 · Amount on Record
Deed SaleAug 13, 2013 · Amount on Record
Prior SaleApr 2, 2013 · Amount on Record
Deed Document Number20139919
Prior Transfer DateMar 28, 2013
Prior Transfer Doc0000003986
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address7718 FM 118, COMMERCE, TX 75428-6882
Document Number0000000956
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedJun 15, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7718 FM 118 COMMERCE TX 754286882, COMMERCE, TX 75428-6882

Mortgage

Document Number0000000956
DateJan 25, 2017
Instrument956
Lender
NameGATEWAY MTG
TypeMortgage Company
AddressJENKS, OK 74037-3448
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 24, 2047

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,457.00 (-12.38%) Homeowner's exemption$235,640 (+3.27%) Land $8,560 Building $227,080$586,720 (+15.92%) Land $359,640 Building $227,080
2024$2,804.00 (-20.5%)
2023$228,172 Land $6,900 Building $221,272$506,132 Land $284,860 Building $221,272
2022$3,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 62% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH HUNT SUD
serves 4,836 people · EPA ID TX1160039
Water SourcePurchased surface water from CITY OF COMMERCE
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureColiform assessment
Sep 2023
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
100 / 20

May also be available: 360 Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 118

Nearby Streets

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