Muskegon County property record for 7715 Pinecone, Whitehall, MI 49461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,656 sqft · built 1998 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $159,000 (Oct 2015) |
| Tax Bill | $2,883 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Sep 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03695000007100 |
| Primary APN | 03695000007100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| Basement Area | 1,068 sqft |
| Unfinished Basement | 1,068 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 34,412 sqft (0.79 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7715 PINECONE |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-9243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA HD |
| Legal Description | WHITEHALL TOWNSHIP PINEWOOD ESTATES NO 5 LOT 71 SEC 35 T12N R17W |
| Legal Subdivision | PINEWOOD ESTATES |
| Legal Lot Number | 71 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | WHITEHALL |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 3702 |
Source: Muskegon County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7715 PINECONE, WHITEHALL, MI 49461-9243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HARBORLIGHT CU |
| Sep 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE CO |
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit HARBORLIGHT CU |
| Apr 8, 2022 | Intrafamily Transfer, Transfer · Line of Credit HARBORLIGHT CU |
| Jun 28, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage TOWNE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2015 · Amount on Record |
| Deed Sale | Oct 13, 2015 · Amount on Record |
| Prior Sale | Feb 13, 2013 · Amount on Record |
| Deed Document Number | 20155533740 |
| Deed Book / Page | 4067 / 893 |
| Prior Transfer Date | Jan 17, 2012 |
| Prior Transfer Doc | 0005403058 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 7715 PINECONE, WHITEHALL, MI 49461-9243 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7715 PINECONE, WHITEHALL, MI 49461-9243 |
| Document Number | 004338/991 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 4338/991 |
| Instrument | 5804578 |
| Name | HARBORLIGHT CU |
|---|---|
| Type | Credit Union |
| Address | WHITEHALL, MI 49461 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 28, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 7715 PINECONE, WHITEHALL, MI 49461-9243 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7715 PINECONE, WHITEHALL, MI 49461-9243 |
| Document Number | 004338/724 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 4338/724 |
| Instrument | 5804311 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 7715 PINECONE, WHITEHALL, MI 49461-9243 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7715 PINECONE, WHITEHALL, MI 49461-9243 |
| Document Number | 0004309/58 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 4309/58 |
| Instrument | 5774672 |
| Name | HARBORLIGHT CU |
|---|---|
| Type | Credit Union |
| Address | WHITEHALL, MI 49461 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Apr 8, 2022 |
| Property Address | 7715 PINECONE, WHITEHALL, MI 49461-9243 |
| Document Number | 004296/756 |
| Book / Page | 4296 / 756 |
| Map Reference | LB 24 PG 24 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 5762383 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | LIGHTHOUSE TITLE AGENCY, LIGHTHOUSE TTL AGCY WHITE LA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7715 PINECONE, WHITEHALL, MI 49461-9243 |
| Document Number | 0004296757 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 4296/757 |
| Name | HARBORLIGHT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Jun 28, 2017 |
| Property Address | 7715 PINECONE, WHITEHALL, MI 49461-9243 |
| Document Number | 4127/405 |
| Book / Page | 4127 / 405 |
| Map Reference | LB24 PG24 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 5593195 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7715 PINECONE, WHITEHALL, MI 49461-9243 |
| Document Number | 5593196 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 5593196 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Whitehall Township |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,800 (-6.17%) | $337,600 (-6.17%) | |
| 2025 | $2,883.00 (-3.77%) Homeowner's exemption | $179,900 | $359,800 |
| 2024 | $2,996.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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