7714 Ginger Pl, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7714 Ginger Pl, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,182 sqft · built 2015
Lot Size	0.082 acres (3,595 sqft)
Owner	2 Individual Names on File
Last Sale	$658,500 (Feb 2016)
Tax Bill	$10,851 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`810-84-041`

Property Details

APN / Parcel Number

Primary APN	`810-84-041`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,182 sqft Living Area
1st Floor Area	1,032 sqft
2nd Floor Area	1,150 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Architectural Style	Other
Construction Type	Wood
Lot Area	3,595 sqft (0.082 acres)
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	7714 GINGER PL
City	GILROY
State	CA
Zip	95020-2681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	TR 10220 LOT 157
Legal Subdivision	10220 HECKER PASS
Legal Tract	10220
Legal Lot Number	157
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1004
Census Tract	512510

Owner

7714 Ginger Pl is owned and occupied by two individuals who bought it in February 2016.

Source: Santa Clara County records, as of October 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7714 GINGER PL, GILROY, CA 95020-2681
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2016 · Amount on File
Deed Sale	Feb 8, 2016 · Amount on File
Deed Document Number	23215947
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7714 GINGER PL, GILROY, CA 95020-2681
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7714 GINGER PL, GILROY, CA 95020-2681

Mortgage

Document Number	0024627859
Date	Sep 24, 2020
Instrument	24627859

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7714 GINGER PL, GILROY, CA 95020-2681
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023765186
Date	Sep 29, 2017
Instrument	23765186

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7714 GINGER PL, GILROY, CA 95020-2681
Document Number	0024221666
Instrument Date	Jun 29, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7714 GINGER PL GILROY CA 950202681, GILROY, CA 95020-2681

Mortgage

Document Number	0024221666
Date	Jul 9, 2019
Instrument	24221666

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7714 Ginger Pl was $10,851 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,851.00 Homeowner's exemption	$779,491 Land $378,812 Building $400,679
2023	$10,546.00 (+1.94%) Homeowner's exemption	$749,224 Land $364,103 Building $385,121
2022	$10,345.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7714 Ginger Pl in Zone D, where flood risk has not been studied, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1986–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7714 Ginger Pl is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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