7714 Blue Stream Dr, Elkridge, MD 21075 Property Records

Howard County property record for 7714 Blue Stream Dr, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,000 sqft · built 2013
Lot Size	0.028 acres (1,227 sqft)
Owner	2 Company Names on File
Last Sale	$475,000 (Jan 2023)
Tax Bill	$6,853 (2026)
Deeds & Mortgages	Sep 2026 Sale Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-594025`

Property Details

APN / Parcel Number

Primary APN	`01-594025`
Alternative APN	`594025`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,000 sqft Total Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,227 sqft (0.028 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	594025
Street Address	7714 BLUE STREAM DR
City	ELKRIDGE
State	MD
Zip	21075-8038
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	CACLI
Legal Description	LOT 3 1227 SQ' 7714 BLUE STREAM DR BLUE STREAM
Legal Subdivision	BLUE STREAM
Legal Lot Number	3
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	1
Census Block	1027
Census Tract	601203

Owner

7714 Blue Stream Dr, a townhouse, is owned by a company that bought it in January 2023.

Source: Howard County records, as of September 17, 2026

Owner of Record	2 Company Names on File
Mailing Address	3546 THORNTON LN, ELLICOTT CITY, MD 21042-1697
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 4, 2023	Deed, Transfer · Conventional Mortgage TD BANK NA
Sep 2, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2023 · Amount on File
Deed Sale	Jan 4, 2023 · Amount on File
Prior Sale	Apr 29, 2015 · Amount on File
Deed Book / Page	21846 / 243
Prior Transfer Date	Mar 26, 2015
Prior Transfer Doc	0161650012
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Sep 4, 2026
Property Address	7714 BLUE STREAM DR, ELKRIDGE, MD 21075-8038
Document Number	2339000490
Book / Page	23391 / 490
Instrument Date	Aug 7, 2026
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	3546 THORNTON LN, ELLICOTT CITY, MD 21042-1697

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 4, 2023
Property Address	7714 BLUE STREAM DR, ELKRIDGE, MD 21075-8038
Document Number	0218460243
Book / Page	21846 / 243
Map Reference	PL MDR 21981&21983
Instrument Date	Dec 22, 2022
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7714 BLUE STREAM DR, ELKRIDGE, MD 21075-8038

Mortgage

Document Number	0021846251
Date	Jan 4, 2023
Instrument	21846/251

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7714 BLUE STREAM DR, ELKRIDGE, MD 21075-8038
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196740432
Date	Sep 2, 2020
Book Page	19674/432

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	296 Months
Due	May 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 7714 Blue Stream Dr was $6,853, up 5.6% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,853.00 (+5.59%)	$472,500 (+5.25%) Land $130,000 Building $342,500	$472,500 (-) Land $130,000 Building $342,500
2025	$6,490.00 (+5.51%)	$448,933	$472,500 Land $130,000 Building $342,500
2024	$6,151.00
2023		$401,800 Land $160,000 Building $241,800	$401,800 Land $160,000 Building $241,800
2022	$4,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7714 Blue Stream Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7714 Blue Stream Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T.

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