7713 78th Loop NW, Olympia, WA 98502 Property Records

Thurston County property record for 7713 78th Loop NW, Olympia, WA 98502

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,854 sqft · built 1988
Lot Size	1.03 acres (45,133 sqft)
Owner	2 Individual Names on File
Last Sale	$1,094,900 (Jul 2026)
Tax Bill	$6,411 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39310001900`

Property Details

APN / Parcel Number

Primary APN	`39310001900`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	1,854 sqft Living Area
Gross Area	2,338 sqft
1st Floor Area	1,854 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Concrete
Lot Area	45,133 sqft (1.03 acres)
Lot Dimensions	453 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	28 sqft
Deck Area	190 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	7713 78TH LOOP NW
City	OLYMPIA
State	WA
Zip	98502-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL1/1
Legal Description	SECTION 12 TOWNSHIP 19 RANGE 3W QUARTER SE SW & SW SE PLAT CEDAR SHORES LT 19 DOCUMENT 022/070
Legal Range	03
Legal Township	19
Legal Section	12
Legal Subdivision	CEDAR SHORES
Legal Block	1
Legal Lot Number	19
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA WEST
Census Block Group	1
Census Block	1032
Census Tract	11902

Owner

7713 78th Loop NW is owned and occupied by two individuals who bought it in July 2026.

Source: Thurston County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7713 78TH LOOP NW, OLYMPIA, WA 98502-9679
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · Conventional Mortgage FLC MORTGAGE LLC
Oct 12, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on File
Deed Sale	Jul 9, 2026 · Amount on File
Prior Sale	Oct 12, 2022 · Amount on File
Deed Document Number	20265107477
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Jul 9, 2026
Property Address	7713 78TH LOOP NW, OLYMPIA, WA 98502-9679
Document Number	0005107477
Instrument Date	Jun 30, 2026
Instrument	20265107477
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,872,966.22
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005107478,
Date	Jul 9, 2026
Instrument	20265107478

Lender

Name	FLC MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Oct 12, 2022
Property Address	7713 78TH LOOP NW, OLYMPIA, WA 98502-9679
Document Number	0004954639
Map Reference	VOL 22 PG 70&71
Instrument Date	Oct 3, 2022
Instrument	4954639
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	FIRST AMERICAN, FATCO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,705.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7713 78TH LOOP NW, OLYMPIA, WA 98502-9679

Mortgage

Document Number	0004954640
Date	Oct 12, 2022
Instrument	4954640

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 7713 78th Loop NW was $6,411.

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	Griffin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,411.00
2025		$804,700 Land $378,000 Building $426,700	$804,700 Land $378,000 Building $426,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7713 78th Loop NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7713 78th Loop NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SHORES 677 serves 90 people · EPA ID WA5304953
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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