7712 White Oak Loop, Lithonia, GA 30038 Property Records

DeKalb County property record for 7712 White Oak Loop, Lithonia, GA 30038

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,998 sqft · built 2018
Lot Size0.171 acres (7,449 sqft)
OwnerIndividual Name on Record
Tax Bill$4,271 (2023)
Deeds & MortgagesJun 2021 Mortgage
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN16-181-07-016

Property Details

APN / Parcel Number

Primary APN16-181-07-016

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,998 sqft Living Area
Gross Area2,686 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialWood
Construction TypeFrame
Lot Area7,449 sqft (0.171 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address7712 WHITE OAK LOOP
CityLITHONIA
StateGA
Zip30038-3348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA8
Legal DescriptionCITY/MUNI/TWP:STONECREST
Legal SubdivisionPARKS OF STONECREST PODS A-B
Legal BlockA
Legal Lot Number28
JurisdictionDE KALB GA
Township / Civil DivisionLITHONIA
Census Block Group1
Census Block1017
Census Tract23440

Owner

Source: DeKalb County records, as of March 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7712 WHITE OAK LOOP, LITHONIA, GA 30038-3348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2021Deed of Trust, Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Feb 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE
Sep 6, 2019Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC
Sep 17, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
DHI MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2018
Deed SaleAug 24, 2018
Prior SaleMay 21, 2013
Deed Document Number2018-021846
Record UpdatedJun 7, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address7712 WHITE OAK LOOP, LITHONIA, GA 30038-3348
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7712 WHITE OAK LOOP, LITHONIA, GA 30038-3348

Mortgage

Document Number0294320646
DateJun 3, 2021
Book Page0000029432/0000000646
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
AmountAmount Recorded
Term336 Months
DueJan 1, 2049

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address7712 WHITE OAK LOOP, LITHONIA, GA 30038-3348
Transaction TypeMortgage
Record UpdatedFeb 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7712 WHITE OAK LOOP, LITHONIA, GA 30038-3348

Mortgage

Document Number0301290394
DateFeb 16, 2022
Book Page0000030129/0000000394
Lender
NameUNITED WHOLESALE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address7712 WHITE OAK LOOP, LITHONIA, GA 30038-3348
Document Number0278070517
Instrument DateSep 6, 2019
Transaction TypeMortgage
Record UpdatedOct 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7712 WHITE OAK LOOP LITHONIA GA 300383348, LITHONIA, GA 30038-3348

Mortgage

Document Number0278070517
DateSep 20, 2019
Book Page027807/000517
Instrument137723
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 19, 2049

September 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionDE KALB GA
Recording DateSep 17, 2018
Property Address7712 WHITE OAK LOOP, LITHONIA, GA 30038-3348
Document Number0271460719
Book / Page027146 / 000719
Instrument DateAug 24, 2018
Instrument158065
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 26, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$248.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7712 WHITE OAK LOOP LITHONIA GA 300383348, LITHONIA, GA 30038-3348

Mortgage

Document Number271460721
DateSep 17, 2018
Book Page027146/000721
Instrument158067
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2048

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateGeorgia
CountyDeKalb County
MunicipalityStonecrest City
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,271.00 (-1.02%) Homeowner's exemption$166,360 (+15.34%) Land $18,640 Building $147,720$415,900 (+15.34%) Land $46,600 Building $369,300
2022$4,315.00$144,240 Land $18,640 Building $125,600$360,600 Land $46,600 Building $314,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB COUNTY
serves 743,000 people · EPA ID GA0890001
Water SourceSurface water
Last State InspectionNov 2023
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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