7712 S Cove Rd, Baltimore (Sparrows Point), MD 21219 Property Records

Baltimore County property record for 7712 S Cove Rd, Baltimore, MD 21219

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,132 sqft · built 1986
Lot Size	0.472 acres (20,600 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (May 2017)
Tax Bill	$2,990 (2023)
Deeds & Mortgages	Sep 2023 Second Mortgage Sep 2020 Mortgage + 1 more
APN	`15-1600001367`

Property Details

APN / Parcel Number

Primary APN	`15-1600001367`
Alternative APN	`1600001367`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,132 sqft Total Area
1st Floor Area	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,600 sqft (0.472 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	780 sqft
Deck Area	456 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1600001367
Street Address	7712 S COVE RD
City	BALTIMORE
State	MD
Zip	21219-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LTS 762-763 7712 S COVE RD LODGE FOREST
Legal Subdivision	LODGE FOREST
Legal Lot Number	762,763 763
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1013
Census Tract	452100

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7712 S COVE RD, BALTIMORE, MD 21219-2216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 30, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
May 3, 2017	Deed, Transfer · FHA Mortgage PRIMARY CAPITAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2017 · Amount on Record
Deed Sale	May 3, 2017 · Amount on Record
Prior Sale	Nov 5, 2004 · Amount on Record
Deed Document Number	556471
Deed Book / Page	38918 / 275
Record Updated	Jun 7, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	7712 S COVE RD, BALTIMORE, MD 21219-2216
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0483570060
Date	Sep 6, 2023
Book Page	48357/60

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Aug 1, 2028

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	7712 S COVE RD, BALTIMORE, MD 21219-2216
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0433910319
Date	Sep 30, 2020
Book Page	43391/319

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	May 3, 2017
Property Address	7712 S COVE RD, BALTIMORE, MD 21219-2216
Document Number	0389180275
Book / Page	0038918 / 275
Map Reference	MB10 FO76&77
Instrument Date	Apr 18, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	GUARANTEED TRUST TITLE LLCF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7712 S COVE RD, SPARROWS POINT, MD 21219-2216

Mortgage

Document Number	0038918282
Date	May 3, 2017
Instrument	0038918/282

Lender

Name	PRIMARY CAPITAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,990.00 Homeowner's exemption	$432,900 Land $164,600 Building $268,300	$432,900 Land $164,600 Building $268,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	15 (2003–2020)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Believe Broadband Fixed Wireless	500 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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