7710 Ridge Rd, Whitmire, SC 29178 Property Records

Laurens County property record for 7710 Ridge Rd, Whitmire, SC 29178

Property Summary

Property Type	Rural Home
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Last Sale	$4,054 (Feb 2022)
Tax Bill	$242 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`792-00-00-002`

Property Details

APN / Parcel Number

Primary APN	`792-00-00-002`
Alternative APNs	`7920000002 96869689` `96869689`

Exterior

Lot Area	871,200 sqft (20 acres)

Location & Zoning

Street Address	7710 RIDGE RD
City	WHITMIRE
State	SC
Zip	29178-9612
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	LAURENS SC
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2002
Census Tract	920600

Owner

7710 Ridge Rd, a rural home, is owned and occupied by an individual who bought it in February 2022.

Source: Laurens County records, as of April 16, 2026

Owner of Record	Individual Name on File
Mailing Address	7710 RIDGE RD, WHITMIRE, SC 29178-9612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Intrafamily Transfer, Transfer · VA Mortgage SOUTHWEST STAGE FUNDING LLC
Jun 24, 2020	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2022 · Amount on File
Deed Sale	Feb 17, 2022 · Amount on File
Prior Sale	Jun 24, 2020 · Amount on File
Deed Document Number	20221602
Deed Book / Page	1633 / 125
Prior Transfer Date	Feb 9, 2022
Prior Transfer Doc	0D16330125
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAURENS SC
Recording Date	Feb 17, 2022
Property Address	7710 RIDGE RD, WHITMIRE, SC 29178-9612
Document Number	0D16330125
Book / Page	D1633 / 125
Map Reference	MB 68 PG 16
Instrument Date	Feb 9, 2022
Instrument	2022001602
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7710 RIDGE RD, WHITMIRE, SC 29178-9612

Mortgage

Document Number	2022001603
Date	Feb 17, 2022
Instrument	2022001603

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	363 Months
Due	May 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAURENS SC
Recording Date	Jun 24, 2020
Property Address	7710 RIDGE RD, WHITMIRE, SC 29178-9612
Document Number	0D15120107
Book / Page	D1512 / 107
Instrument Date	Jun 19, 2020
Instrument	2020004584
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	243 CHURCH ST, WHITMIRE, SC 29178-1457

Mortgage

Document Number	2020004585
Date	Jun 24, 2020
Instrument	2020004585

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 5, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Jul 5, 2021
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	13.5%

Tax Assessment & Valuation

The 2025 property tax bill for 7710 Ridge Rd was $242 with a homeowner's exemption, up 310.2% from the year before.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 56 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$242.00 (+310.17%) Homeowner's exemption	$1,220 (+408.33%) Land $240 Building $980
2024	$59.00 (-38.54%) Homeowner's exemption	$240 (-22.58%) Land $240
2023	$96.00	$310 (+181.82%)	$6,080 (-86.49%) Land $2,580 Building $3,500
2022		$110 Land $110	$45,000 (-52.38%) Land $45,000
2021			$94,500 Land $70,000 Building $24,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7710 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7710 Ridge Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ridge Rd

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