7710 E 1275th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 7710 E 1275th Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,620 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,677 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-07-032-036`

Property Details

APN / Parcel Number

Primary APN	`11-07-032-036`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,620 sqft Base Area
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	7710 E 1275TH AVE
City	EFFINGHAM
State	IL
Zip	62401-6602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 209FT OF N 729FT OF W 209FT OF E 381FT OF E 1/2 NW NE 1621/326
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3084
Census Tract	950200

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7710 E 1275TH AVE, EFFINGHAM, IL 62401-6602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK
May 26, 2022	Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	7710 E 1275TH AVE, EFFINGHAM, IL 62401-6602
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003790/211
Date	Jun 10, 2022
Book Page	3790/211
Instrument	202222002440

Lender

Name	CROSSROADS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	7710 E 1275TH AVE, EFFINGHAM, IL 62401-6602
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003786/74
Date	May 26, 2022
Book Page	3786/74
Instrument	202222002192

Lender

Name	CROSSROADS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Altamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,677.00 (+58.5%)	$52,580 (+31.25%) Land $3,170 Building $49,410	$157,740 (+31.25%) Land $9,510 Building $148,230
2022	$1,689.00 Homeowner's exemption	$40,060 Land $2,420 Building $37,640	$120,180 Land $7,260 Building $112,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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