771 Two Mile Rd, Howard, PA 16841 Property Records

Centre County property record for 771 Two Mile Rd, Howard, PA 16841

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,653 sqft · built 2019
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on Record
Last Sale	$58,000 (May 2018)
Tax Bill	$6,664 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-003-,120-,0000`

Property Details

APN / Parcel Number

Primary APN	`14-003-,120-,0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,653 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Lot Area	104,544 sqft (2.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	771 TWO MILE RD
City	HOWARD
State	PA
Zip	16841-4060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB 83/22 LOT 104 2.4 ACRES
Legal Subdivision	THE WOODS AT SAND RIDGE SUBDIVISION
Legal Lot Number	104
Jurisdiction	CENTRE PA
Township / Civil Division	WALKER
Census Block Group	2
Census Block	2037
Census Tract	10700

Owner

Source: Centre County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	771 TWO MILE RD, HOWARD, PA 16841-4060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2018	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Nov 14, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 25, 2018	Deed, Transfer · Conventional Mortgage RELIANCE SAVINGS BANK
Jan 7, 2011	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Prior Sale	Jan 7, 2011 · Amount on Record
Deed Book / Page	2216 / 366
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	771 TWO MILE RD, HOWARD, PA 16841-4060
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02224/0128
Date	Oct 24, 2018
Book Page	2224/0128

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 1, 2034
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	771 TWO MILE RD, HOWARD, PA 16841-4060
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02242/0555
Date	Dec 2, 2019
Book Page	2242/0555

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	771 TWO MILE RD, HOWARD, PA 16841-4060
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002267/478
Date	Mar 1, 2021
Book Page	2267/478

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	771 TWO MILE RD, HOWARD, PA 16841-4060
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE PROVIDER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 TWO MILE RD, HOWARD, PA 16841-4060

Mortgage

Document Number	002338/125
Date	Nov 14, 2025
Book Page	2338/125

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	May 25, 2018
Property Address	771 TWO MILE RD, HOWARD, PA 16841-4060
Document Number	02216/0366
Book / Page	2216 / 0366
Map Reference	VOL83 PG0022
Instrument Date	May 16, 2018
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 EXETER LN, BELLEFONTE, PA 16823-8113

Mortgage

Document Number	0002216367
Date	May 25, 2018
Instrument	2216/367

Lender

Name	RELIANCE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	109 Months
Due	Jun 5, 2027

January 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	Jan 7, 2011
Property Address	771 TWO MILE RD, HOWARD, PA 16841-4060
Document Number	02072/0631
Book / Page	2072 / 0631
Map Reference	MB83 PG0022
Instrument Date	Dec 23, 2010
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$646.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1151 ALMOND ST, WILLIAMSPORT, PA 17701-2550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2433 S WALTER REED DR, ARLINGTON, VA 22206-1154

Tax Assessment & Valuation

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Walker Township
Unified School District	Bellefonte Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,664.00 (+7.69%)	$102,060 (-) Land $17,345 Building $84,715
2025			$204,120 (-) Land $34,690 Building $169,430
2024	$6,188.00	$102,060 Land $17,345 Building $84,715
1994			$204,120 Land $34,690 Building $169,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALKER TWP WATER ASSN private · serves 3,250 people · EPA ID PA4140120
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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