Martin County property record for 771 SW River Bend Cir, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,568 sqft · built 2006 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $720,000 (Oct 2025) |
| Tax Bill | $5,675 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 55-38-41-321-000-0001.0-0-0000 |
| Primary APN | 55-38-41-321-000-0001.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,568 sqft Living Area |
| Gross Area | 3,303 sqft |
| 1st Floor Area | 2,568 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 12,110 sqft (0.278 acres) |
| Garage Type | Attached |
| Garage Area | 735 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 930276 |
|---|---|
| Street Address | 771 SW RIVER BEND CIR |
| City | STUART |
| State | FL |
| Zip | 34997-7422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM3 |
| Legal Description | LOT 1 LOST RIVER BEND PH 2 OF LOST RIVER (PB 16 PG 2) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | LOST RIVER BEND |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1103 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 771 SW RIVER BEND CIR, STUART, FL 34997-7422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 24, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 27, 2023 | Deed of Trust, Mortgage · Construction Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC |
| Oct 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage NQM FUNDING LLC |
| Dec 31, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on Record |
| Deed Sale | Oct 1, 2025 · Amount on Record |
| Prior Sale | Feb 11, 2019 · Amount on Record |
| Deed Document Number | 20253149711 |
| Deed Book / Page | 3524 / 1708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 771 SW RIVER BEND CIR, STUART, FL 34997-7422 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0032370060 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 3237/60 |
| Instrument | 2898747 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 771 SW RIVER BEND CIR, STUART, FL 34997-7422 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 771 SW RIVER BEND CIR, STUART, FL 34997-7422 |
| Document Number | 0033012066 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 3301/2066 |
| Instrument | 2950089 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 771 SW RIVER BEND CIR, STUART, FL 34997-7422 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 771 SW RIVER BEND CIR, STUART, FL 34997-7422 |
| Document Number | 0034032737 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | 3403/2737 |
| Instrument | 3042375 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10016 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Oct 1, 2025 |
| Property Address | 771 SW RIVER BEND CIR, STUART, FL 34997-7422 |
| Document Number | 0035241708 |
| Book / Page | 3524 / 1708 |
| Map Reference | MB 16 PG 2 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 3149711 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,040.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 HAMPTON CT # 9236, 9236, ELLIJAY, GA 30540-9303 |
| Name | Verified Name |
|---|---|
| Address | 771 SW RIVER BEND CIR, STUART, FL 34997-7422 |
| Document Number | 0035241715 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 3524/1715 |
| Name | NQM FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 771 SW RIVER BEND CIR, STUART, FL 34997-7422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031030404 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 3103/0404 |
| Instrument | 2792387 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 6, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Feb 11, 2019 |
| Property Address | 771 SW RIVER BEND CIR, STUART, FL 34997-7422 |
| Document Number | 0030402717 |
| Book / Page | 3040 / 2717 |
| Map Reference | MB 16 PG 2 |
| Instrument Date | Feb 9, 2019 |
| Instrument | 2738275 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7927 FAIRWAY LN, 7927, WEST PALM BEACH, FL 33412-2412 |
| Name | Verified Name |
|---|---|
| Address | 771 SW RIVER BEND CIR, STUART, FL 34997-7422 |
| Document Number | 0002738276 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 2738276 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2034 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,675.00 (-0.7%) Additional exemption filed | $372,872 (+2.9%) | $629,470 (-0.67%) Land $280,000 Building $349,470 |
| 2024 | $5,715.00 (+2.02%) Additional exemption filed | $362,364 (+3%) | $633,730 (-0.67%) Land $280,000 Building $353,730 |
| 2023 | $5,602.00 (+3.63%) Additional exemption filed | $351,810 (+3%) | $638,000 (+12.18%) Land $280,000 Building $358,000 |
| 2022 | $5,406.00 Homeowner's exemption | $341,564 | $568,730 Land $255,000 Building $313,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 32 condo units |
| Nearby Flood Claims | 170 (1979–2025) |
| Claims Outside the SFHA | 25 of 170 |
| Most Recent Claim | Oct 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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