771 Ridge Lake Rd, Crestview, FL 32536 Property Records

Okaloosa County property record for 771 Ridge Lake Rd, Crestview, FL 32536 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,556 sqft Heated Area
Lot Size31,363 sqft (0.719 acres)
OccupancyOwner Occupied
Last Sale$179,900 (2017)
Tax Bill$1,669.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-001-082-6748-5
Alternative APN
  • 31-4N-23-0000-0018-0090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,556 sqft Heated Area
Gross Area2,220 sqft Gross Area
1st Floor1,556 sqft 1st Floor
Stories1 Stories
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area31,363 sqft (0.719 acres)
Garage TypeFinished Garage
Garage Area472 sqft Garage
PorchOpen Porch
Porch Area192 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address771 RIDGE LAKE RD
CityCRESTVIEW
StateFL
Zip32536-9550
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM SW COR OF SE1/4 OF SW1/4 E 20 FT N 10 FT N 1162.89 FT TO POB N 145 FT S 81 DEG E 258.24 FT S 103.46 FT W 253 FT TO POB
Legal Range23
Legal Township04N
Legal Section31
JurisdictionOKALOOSA FL
Minor Civil DivisionCRESTVIEW
Census Blockgroup1
Census Block1007
Census Tract20500

Owner

Source: Okaloosa County records · APN C56-001-082-6748-5

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address771 RIDGE LAKE RD, CRESTVIEW, FL 32536-9550
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Deed of Trust, Mortgage · Stand Alone Second Mortgage
BRANCH BANKING AND TRUST CO
Apr 04, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNIVERSITY LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 04, 2017 · Amount on Record
Deed SaleApr 04, 2017 · Amount on Record
Deed Doc Number3126995
Deed Book / Page3294 / 0153
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address771 RIDGE LAKE RD, CRESTVIEW, FL 32536-9550
Transaction TypeMortgage
Record UpdatedOct 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address771 RIDGE LAKE RD, CRESTVIEW, FL 32536-9550

Mortgage

Document Number0035754753
DateSep 23, 2021
Book Page3575/4753
Instrument3491143
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
AddressGREENVILLE, SC 29607
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term309 Months
DueJun 01, 2047

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 04, 2017
Property Address771 RIDGE LAKE RD, CRESTVIEW, FL 32536-9550
Document Number0032940153
Book / Page003294 / 000153
Instrument DateApr 03, 2017
Instrument3126995
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyALLSTATE TITLE AND ESCROW/NW FL, ALLSTATE TITLE & ESCROW/NW FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,259.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address771 RIDGE LAKE RD CRESTVIEW FL 325369550, CRESTVIEW, FL 32536-9550

Mortgage

Document Number32940155
DateApr 04, 2017
Book Page003294/000155
Instrument3126996
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 03, 2047

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,669.00 (+6.51%) Homeowner's exemption$198,576 (+5.99%)$243,285 (-8.77%) Land $10,008 Building $233,277
2023$1,567.00 (+2.55%) Homeowner's exemption$187,359 (+3%)$266,671 (+6.23%) Land $8,503 Building $258,168
2022$1,528.00 Homeowner's exemption$181,902$251,030 Land $7,947 Building $243,083

Flood & Wildfire

771 Ridge Lake Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
52nd percentile of exposed land nationally · 22nd in Florida
Wildfire LikelihoodModerate — about 1 in 901 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ridge Lake Rd

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