771 Ridge Dr, Pelham, AL 35124 Property Records

Shelby County property record for 771 Ridge Dr, Pelham, AL 35124

Property Summary

Property Type	Commercial Vacant Land
Lot Size	9.21 acres (401,188 sqft)
Owner	Individual Name on File
Last Sale	$268,995 (Sep 2023)
Tax Bill	$1,074 (2022)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Mortgage + 12 more
Flood Zone	Zone X (minimal risk)
APN	`218281001001003`

Property Details

APN / Parcel Number

Primary APN	`218281001001003`

Exterior

Lot Area	401,188 sqft (9.21 acres)

Location & Zoning

Street Address	771 RIDGE DR
City	PELHAM
State	AL
Zip	35124
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	BEG SE COR SE1/4 NE1/4 N344.86 W119.87 S61.16 W946.62 SW63(S) W123.81 S119.06 NE42.36 SELY176.34 SW45.17 TO S LN OF SE 1/4 1/
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	3
Census Block	3027
Census Tract	30315

Owner

771 Ridge Dr, commercial vacant land, is owned by an individual who bought it in September 2023.

Source: Shelby County records, as of May 20, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	928 RIDGEWAY AVE, COLUMBIANA, AL 35051-9588
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 12, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Sep 20, 2023	Warranty Deed, Transfer · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jun 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Apr 4, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Nov 16, 2022	Warranty Deed, Transfer · FHA Mortgage SYNOVUS BANK
Oct 13, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Sep 21, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Jun 11, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Apr 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 2, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 2, 2021	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Feb 3, 2021	Warranty Deed, Transfer · FHA Mortgage SOUTH POINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Prior Sale	Jun 28, 2023 · Amount on File
Deed Document Number	20230920000282510
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	771 RIDGE DR, PELHAM, AL 35124
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149400
Date	Apr 12, 2022
Instrument	20220412000149400

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2032

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	771 RIDGE DR, PELHAM, AL 35124
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149130
Date	Apr 12, 2022
Instrument	20220412000149130

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Sep 20, 2023
Property Address	771 RIDGE DR, PELHAM, AL 35124
Document Number	0000282510
Map Reference	MB 55 PG 77
Instrument Date	Sep 13, 2023
Instrument	20230920000282510
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 CAHABA VALLEY PKWY, PELHAM, AL 35124-2214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 RIDGEWAY AVE, COLUMBIANA, AL 35051-9588

Mortgage

Document Number	0000282520
Date	Sep 20, 2023
Instrument	20230920000282520

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jun 28, 2023
Property Address	771 RIDGE DR, PELHAM, AL 35124
Document Number	0000192690
Map Reference	MB 55 PG 77
Instrument Date	Jun 14, 2023
Instrument	20230628000192690
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 CAHABA VALLEY PKWY, PELHAM, AL 35124-2214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 RIDGEWAY AVE, COLUMBIANA, AL 35051-9588

Mortgage

Document Number	0000192700
Date	Jun 28, 2023
Instrument	20230628000192700

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Apr 4, 2023
Property Address	771 RIDGE DR, PELHAM, AL 35124
Document Number	0000093250
Map Reference	MB 55 PG 77
Instrument Date	Mar 23, 2023
Instrument	20230404000093250
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 CAHABA VALLEY PKWY, PELHAM, AL 35124-2214

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	771 RIDGEWAY AVE, COLUMBIANA, AL 35051-9570

Mortgage

Document Number	0000093260
Date	Apr 4, 2023
Instrument	20230404000093260

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Nov 16, 2022
Property Address	771 RIDGE DR, PELHAM, AL 35124
Document Number	0000424800
Map Reference	MB 55 PG 77
Instrument Date	Nov 3, 2022
Instrument	20221116000424800
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 CAHABA VALLEY PKWY, PELHAM, AL 35124-2214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	879 RIDGEWAY AVE, COLUMBIANA, AL 35051-9572

Mortgage

Document Number	0000424810
Date	Nov 16, 2022
Instrument	20221116000424810

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Oct 13, 2022
Property Address	771 RIDGE DR, PELHAM, AL 35124
Document Number	0000389220
Map Reference	MB 55 PG 77
Instrument Date	Sep 22, 2022
Instrument	20221013000389220
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	249 CAHABA VALLEY PKWY, PELHAM, AL 35124-1146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 RIDGEWAY AVE, COLUMBIANA, AL 35051-9572

Mortgage

Document Number	0000389230
Date	Oct 13, 2022
Instrument	20221013000389230

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Sep 21, 2021
Property Address	771 RIDGE DR, PELHAM, AL 35124
Document Number	0000459820
Map Reference	MB 54 PGG 3
Instrument Date	Sep 16, 2021
Instrument	20210921000459820
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 RIDGEWAY AVE, COLUMBIANA, AL 35051-9571

Mortgage

Document Number	0000459830
Date	Sep 21, 2021
Instrument	20210921000459830

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 1, 2021
Property Address	771 RIDGE DR, PELHAM, AL 35124
Document Number	0000319770
Map Reference	MB 52 PG 57
Instrument Date	Jun 22, 2021
Instrument	20210701000319770
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8137 HELENA RD # 110, 110, PELHAM, AL 35124-2726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 RIDGEVIEW AVENUE, COLUMBIANA, AL 35051

Mortgage

Document Number	0000319780
Date	Jul 1, 2021
Instrument	20210701000319780

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jun 11, 2021
Property Address	771 RIDGE DR, PELHAM, AL 35124
Document Number	0000286300
Map Reference	MB 52 PG 57
Instrument Date	May 25, 2021
Instrument	20210611000286300
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8137 ELENA RD #110110, 110110, PELHAM, AL 35124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 RIDGEWAY AVE, COLUMBIANA, AL 35051-9568

Mortgage

Document Number	0000286310
Date	Jun 11, 2021
Instrument	20210611000286310

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Apr 2, 2021
Property Address	771 RIDGE DR, PELHAM, AL 35124
Document Number	0000166320
Map Reference	MB 52 PG 57
Instrument Date	Mar 22, 2021
Instrument	20210402000166320
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8137 HELENA RD # 110, 110, PELHAM, AL 35124-2726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 RIDGEWAY AVE, COLUMBIANA, AL 35051-9570

Mortgage

Document Number	0000166330
Date	Apr 2, 2021
Instrument	20210402000166330

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Apr 2, 2021
Property Address	771 RIDGE DR, PELHAM, AL 35124
Document Number	0000164700
Map Reference	MB 52 PG 57
Instrument Date	Mar 17, 2021
Instrument	20210402000164700
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8137 HELENA RD # 110, 110, PELHAM, AL 35124-2726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 RIDGEWAY AVE, COLUMBIANA, AL 35051-9570

Mortgage

Document Number	0000164710
Date	Apr 2, 2021
Instrument	20210402000164710

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Apr 2, 2021
Property Address	771 RIDGE DR, PELHAM, AL 35124
Document Number	0000164960
Map Reference	MB 52 PG 57
Instrument Date	Mar 16, 2021
Instrument	20210402000164960
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8137 HELENA RD # 110, 110, PELHAM, AL 35124-2726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 RIDGEWAY AVE, COLUMBIANA, AL 35051-9570

Mortgage

Document Number	0000164970
Date	Apr 2, 2021
Instrument	20210402000164970

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Feb 3, 2021
Property Address	771 RIDGE DR, PELHAM, AL 35124
Document Number	0000057960
Map Reference	MB 52 PG 57
Instrument Date	Jan 26, 2021
Instrument	20210203000057960
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8137 EELENA RD #110110, 110110, PELHAM, AL 35124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 RIDGEWAY AVE, COLUMBIANA, AL 35051-9570

Mortgage

Document Number	0000057970
Date	Feb 3, 2021
Instrument	20210203000057970

Lender

Name	SOUTH POINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,074.00	$19,900	$99,470 Land $99,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 771 Ridge Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2014–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2021 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 771 Ridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELHAM serves 38,703 people · EPA ID AL0001163
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Ridge Dr

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