Clatsop County property record for 771 Oak St, Cannon Beach, OR 97110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,764 sqft · built 1983 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12,114 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51019AA05301 |
| Primary APN | 51019AA05301 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,764 sqft Living Area |
| Gross Area | 3,414 sqft |
| 1st Floor Area | 1,422 sqft |
| Basement Area | 1,342 sqft |
| Finished Basement | 1,342 sqft |
| Family Room | Family Room |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Driveway | Driveway |
| Driveway Area | 2,670 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 42 sqft |
| Patio Area | 527 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4817 |
|---|---|
| Street Address | 771 OAK ST |
| City | CANNON BEACH |
| State | OR |
| Zip | 97110-3134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | SEAL ROCK BEACH LT 21, S 35 LT 22 BLK 17 |
| Legal Range | 10 |
| Legal Township | 05 |
| Legal Section | 19 |
| Legal Quarter | NE |
| Quarter-Quarter Section | NE |
| Legal Subdivision | SEAL ROCK BEACH |
| Legal Block | 17 |
| Legal Lot Number | 21-22 |
| Jurisdiction | CLATSOP OR |
| Township / Civil Division | SEASIDE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 951100 |
771 Oak St is owned by an individual who acquired it in December 2017.
Source: Clatsop County records, as of November 6, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2323 SW PARK PL UNIT 406, 406, PORTLAND, OR 97205-1038 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Dec 11, 2017 | Intrafamily Transfer, Transfer · ARM UMPQUA BANK |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Aug 8, 2007 |
| Last Transfer Date | Dec 11, 2017 |
| Transfer Doc | 0000010100 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 771 OAK ST, CANNON BEACH, OR 97110-3134 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000928 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 202100928 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Dec 11, 2017 |
| Property Address | 771 OAK ST, CANNON BEACH, OR 97110-3134 |
| Document Number | 0000010100 |
| Map Reference | MB O PG77 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 201710100 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2323 SW PARK PL UNIT 406, 406, PORTLAND, OR 97205-1038 |
| Document Number | 0000010101 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 201710101 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
The 2025 property tax bill for 771 Oak St was $12,114.
Source: Clatsop County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clatsop County |
| Municipality | Cannon Beach City |
| Unified School District | Seaside School District 10 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,114.00 | $1,741,127 Building $1,741,127 | $3,210,260 Land $1,469,133 Building $1,741,127 |
| 2023 | $10,809.00 (+2.68%) | $920,151 (+3%) | $3,059,335 (+13.52%) Land $1,412,627 Building $1,646,708 |
| 2022 | $10,527.00 | $893,351 | $2,694,930 Land $1,228,372 Building $1,466,558 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 771 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone V, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 141 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 174 units insured incl. 33 condo units |
| Nearby Flood Claims | 17 (1981–2024) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 771 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CANNON BEACH serves 1,710 people · EPA ID OR4100164 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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