Elmore County property record for 771 McCain Rd, Eclectic, AL 36024
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,512 sqft · built 1960 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Company Name on Record |
| Last Sale | $500,000 (Apr 2022) |
| Tax Bill | $3,506 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-22-0-001-008.002 |
| Primary APN | 07-05-22-0-001-008.002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Porch | Patio |
| Porch Area | 240 sqft |
| Utility Building | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 771 MCCAIN RD |
|---|---|
| City | ECLECTIC |
| State | AL |
| Zip | 36024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 611 KOWALIGA BAY BEACH PLAT #1 11/50A |
| Legal Range | 21E |
| Legal Township | 20N |
| Legal Section | 22 |
| Legal Subdivision | KOWALIGA BAY BEACH PLAT #1 |
| Legal Lot Number | 611 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30300 |
Source: Elmore County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 208 FINCH ST, EVERGREEN, AL 36401-3830 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA |
| Apr 25, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA |
| Apr 14, 2022 | Deed, Transfer · Commercial Mortgage CADENCE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2022 · Amount on Record |
| Deed Sale | Apr 14, 2022 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 771 MCCAIN RD, ECLECTIC, AL 36024 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 60 MCLENDON LN, WALKER SPRINGS, AL 36545-8733 |
| Document Number | 2025/68588 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 2025/68588 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | MONTGOMERY, AL 36117 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Nov 8, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 771 MCCAIN RD, ECLECTIC, AL 36024 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 60 MCLENDON LN, WALKER SPRINGS, AL 36545-8733 |
| Document Number | 2023/17121 |
|---|---|
| Date | Apr 25, 2023 |
| Book Page | 2023/17121 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | MONTGOMERY, AL 36117 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Apr 14, 2022 |
| Property Address | 771 MCCAIN RD, ECLECTIC, AL 36024 |
| Document Number | 2022/24260 |
| Book / Page | 2022 / 24260 |
| Map Reference | MB 11 PG 50-50A |
| Instrument Date | Apr 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2114 ROSEMONT DR, MONTGOMERY, AL 36111-1007 |
| Name | Verified Name |
|---|---|
| Address | 208 FINCH ST, EVERGREEN, AL 36401-3830 |
| Document Number | 0202224264 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 2022/24264 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,506.00 (+6.89%) | ||
| 2025 | $3,280.00 (+6.88%) | $129,220 (+6.99%) | $750,600 (+24.31%) Land $333,900 Building $416,700 |
| 2024 | $3,069.00 | $120,780 (+0.02%) | $603,800 (-) Land $333,900 Building $269,900 |
| 2023 | $3,069.00 (+21.5%) | $120,760 (+21.93%) Land $66,780 Building $53,980 | $603,800 (+21.93%) Land $333,900 Building $269,900 |
| 2022 | $2,526.00 | $99,042 Land $64,834 Building $34,208 | $495,210 Land $324,170 Building $171,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.1% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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