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771 Jay St, Elgin, IL 60120 Property Records

Cook County property record for 771 Jay St, Elgin, IL 60120 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,392 sqft · built 1950
Lot Size0.131 acres (5,712 sqft)
OwnerCompany Name on File
Last Sale$98,000 (Apr 2026)
Tax Bill$5,469 (2023)
Deeds & MortgagesApr 2026 Sale
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-307-005

Property Details

APN / Parcel Number

Primary APN06-19-307-005
Alternative APN
  • 06-19-307-005-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,392 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1951
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,712 sqft (0.131 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address771 JAY ST
CityELGIN
StateIL
Zip60120-8241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range9E
Legal Township41N
Legal Section19
Legal SubdivisionPLAYGROUND PARK ADD/ELGIN
Legal Lot Number29,30
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1006
Census Tract804406

Owner

Source: Cook County records · APN 06-19-307-005

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address771 JAY ST, ELGIN, IL 60120-8241
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Sep 12, 2018Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 15, 2026 · Amount on Record
Deed SaleApr 15, 2026 · Amount on Record
Prior SaleSep 12, 2018 · Amount on Record
Deed Document Number202616045
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateApr 15, 2026
Property Address771 JAY ST, ELGIN, IL 60120-8241
Document Number0000016045
Instrument DateApr 01, 2026
Instrument202616045
Transaction TypeTransfer
Record UpdatedApr 22, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$14,847.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address771 JAY ST, ELGIN, IL 60120-8241

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateSep 12, 2018
Property Address771 JAY ST, ELGIN, IL 60120-8241
Document Number1825519077
Instrument DateAug 31, 2018
Instrument25519077
Transaction TypeTransfer
Record UpdatedSep 24, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address771 JAY ST ELGIN IL 601208241, ELGIN, IL 60120-8241

Mortgage

Document Number1825519078
DateSep 12, 2018
Instrument25519078
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCE, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 11, 2048

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$21,240 (+11.8%) Land $3,998 Building $17,242$212,400 (+11.8%) Land $39,980 Building $172,420
2023$5,469.00 (+2.92%)
2022$5,314.00$18,999 Land $2,284 Building $16,715$189,990 Land $22,840 Building $167,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318044061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims16 (1997–2020)
Claims Outside the SFHA5 of 16
Most Recent ClaimMay 2020, rainfall accumulation
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 14% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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