Somerset County and Bridgewater Township property record for 771 Harding Rd, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 1,600 sqft · built 1949 |
| Lot Size | 0.349 acres (15,198 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,177 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00479-0000-00002 |
| Primary APN | 06-00479-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Frame |
| Lot Area | 15,198 sqft (0.349 acres) |
| Lot Dimensions | 152 ft deep x 100 ft wide |
| Account Number | S001 |
|---|---|
| Street Address | 771 HARDING RD |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-1341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Block | 479 |
| Legal Lot Number | 2 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 50802 |
771 Harding Rd is owned and occupied by an individual who acquired it in January 2024.
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 771 HARDING RD, BRIDGEWATER, NJ 08807-1341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Widow or Widower |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 8, 2024 |
| Transfer Doc | 0000013753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 771 HARDING RD, BRIDGEWATER, NJ 08807-1341 |
| Document Number | 0000049408 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 771 HARDING RD BRIDGEWATER NJ 088071341, BRIDGEWATER, NJ 08807-1341 |
| Document Number | 0000049408 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 007010/000485 |
| Instrument | 49408 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 7, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 771 Harding Rd was $8,177 with a widower's exemption, up 3.3% from the year before.
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463,500 (+9.34%) Land $267,500 Building $196,000 | $463,500 (+9.34%) Land $267,500 Building $196,000 | |
| 2025 | $8,177.00 (+3.32%) | $423,900 Land $247,500 Building $176,400 | $423,900 Land $247,500 Building $176,400 |
| 2024 | $7,914.00 | ||
| 2023 | $398,300 Land $247,500 Building $150,800 | $398,300 Land $247,500 Building $150,800 | |
| 2022 | $7,502.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 771 Harding Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 771 Harding Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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