771 Gary St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 771 Gary St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,717 sqft · built 1966
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$930,000 (Jun 2021)
Tax Bill	$11,388 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`790-20-023`

Property Details

APN / Parcel Number

Primary APN	`790-20-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,717 sqft Living Area
1st Floor Area	1,717 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	100 ft deep x 69 ft wide
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	771 GARY ST
City	GILROY
State	CA
Zip	95020-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3979 WRENHAVEN BOOK 195 PAGE 13 PAGE 14 LOT 21
Legal Subdivision	WRENHAVEN
Legal Tract	3979
Legal Lot Number	21
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1013
Census Tract	512505

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	771 GARY ST, GILROY, CA 95020-4003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Aug 20, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Aug 20, 2020	Grant Deed, Transfer · Conventional with PMI TERI FORTINO PROPERTIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	202125013991
Prior Transfer Date	Aug 13, 2020
Prior Transfer Doc	0024581541
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 30, 2021
Property Address	771 GARY ST, GILROY, CA 95020-4003
Document Number	0025013991
Map Reference	MB 195 PG 13&14
Instrument Date	Jun 21, 2021
Instrument	25013991
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	771 GARY ST, GILROY, CA 95020-4003

Mortgage

Document Number	0025013992
Date	Jun 30, 2021
Instrument	25013992

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	10.5%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 20, 2020
Property Address	771 GARY ST, GILROY, CA 95020-4003
Document Number	0024581541
Instrument Date	Aug 18, 2020
Instrument	24581541
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8635 EL MATADOR DR GILROY CA 950209418, GILROY, CA 95020-9418

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 20, 2020
Property Address	771 GARY ST, GILROY, CA 95020-4003
Document Number	0024581540
Instrument Date	Aug 14, 2020
Instrument	24581540
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$633.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8635 EL MATADOR DR GILROY CA 950209418, GILROY, CA 95020-9418

Mortgage

Document Number	24581542
Date	Aug 20, 2020
Instrument	24581542

Lender

Name	TERI FORTINO PROPERTIES
Address	8635 EL MATADOR DR, GILROY, CA 95020-9418

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$905,000 (-2.69%) Land $361,900 Building $543,100
2025	$11,388.00 (+6.22%) Homeowner's exemption	$930,000 (+8.14%) Land $371,900 Building $558,100
2023	$10,721.00 (-9.59%) Homeowner's exemption	$860,000 Land $343,900 Building $516,100
2022	$11,858.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–2001)
Most Recent Claim	Jan 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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