771 Curry Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 771 Curry Rd, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,278 sqft · built 1940
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Jul 2024)
Tax Bill$7,021 (2026)
Deeds & MortgagesJul 2024 Sale & Mortgage
Feb 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN422800 48.19-16-45

Property Details

APN / Parcel Number

Primary APN422800 48.19-16-45
Alternative APN
  • 280004801900160450000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,278 sqft Living Area
1st Floor Area870 sqft
Upper Floors Area408 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2022
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions140 ft deep x 40 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area200 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address771 CURRY RD
CitySCHENECTADY
StateNY
Zip12306-2801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description1.A-76-21
Legal Block16
Legal Lot Number45.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3024
Census Tract32700

Owner

771 Curry Rd is owned by two individuals who bought it in July 2024.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address911 MCLAIN ST, ELIZABETH, NJ 07202-3314
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2024Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 23, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 26, 2022Special Warranty Deed, Transfer · Stand-Alone First Mortgage
AMERISTAR FINANCIAL CORP
Jun 21, 2022Referee's Deed, Foreclosure
OMINI TITLE AGENCY, OMNI TITLE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2024 · Amount on File
Deed SaleJul 19, 2024 · Amount on File
Prior SaleFeb 23, 2023 · Amount on File
Deed Document Number202442459
Deed Book / Page2134 / 119
Prior Transfer DateMay 9, 2022
Prior Transfer Doc0000032374
Record UpdatedOct 29, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 19, 2024
Property Address771 CURRY RD, SCHENECTADY, NY 12306-2801
Document Number0000042459
Book / Page2134 / 119
Map ReferenceDOC 202245575
Instrument DateJun 28, 2024
Instrument202442459
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanySTEWART TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,060.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address571 VICTORY CIR, BALLSTON SPA, NY 12020-2308

Transferred To (Grantee/Buyer)

NameVerified Name
Address911 MOLAIN STREET, ELIZABETH, NJ 07202-3314
InvestorPossibly a Property Investor

Mortgage

Document Number0000042460
DateJul 19, 2024
Instrument202442460
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2054

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 23, 2023
Property Address771 CURRY RD, SCHENECTADY, NY 12306-2801
Document Number0000010518
Book / Page2103 / 320
Instrument DateFeb 10, 2023
Instrument202310518
Transaction TypeTransfer
Record UpdatedMar 13, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1767 ST MARYS LN, SCHENECTADY, NY 12303-1525

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address571 VICTORY CIR, BALLSTON SPA, NY 12020-2308

Mortgage

Document Number0000010519
DateFeb 23, 2023
Instrument202310519
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 26, 2022
Property Address771 CURRY RD, SCHENECTADY, NY 12306-2801
Document Number0000045575
Book / Page2091 / 593
Instrument DateJul 26, 2022
Instrument202245575
Transaction TypeTransfer
Record UpdatedSep 9, 2022
Title CompanyPARTNERS ABSTRACT CORPORATION NY, PARTNERS ABSTRACT CORP NY

Transaction

AmountAmount on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 E SOUTH ST DOUGLASS RD130A, 1600, ANAHEIM, CA 92805-4903

Transferred To (Grantee/Buyer)

NameVerified Name
Address1767 ST MARYS LN, SCHENECTADY, NY 12303-1525

Mortgage

Document Number0000045576
DateAug 26, 2022
Instrument202245576
Lender
NameAMERISTAR FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

June 2022: Referee's Deed, Foreclosure

Document TypeReferee's Deed
JurisdictionSCHENECTADY NY
Recording DateJun 21, 2022
Property Address771 CURRY RD, SCHENECTADY, NY 12306-2801
Document Number0000032374
Book / Page2086 / 850
Instrument DateMay 9, 2022
Instrument202232374
Transaction TypeForeclosure
Record UpdatedJul 6, 2022
Title CompanyOMINI TITLE AGENCY, OMNI TITLE AGENCY

Transaction

AmountAmount on Record
Tax$890.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8480 STAGECOACH CIR, FREDERICK, MD 21701-4747

Tax Assessment & Valuation

The 2026 property tax bill for 771 Curry Rd was $7,021, up 2% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,021.00 (+2.05%)
2025$6,880.00$188,200 Land $5,200 Building $183,000$289,500 Land $7,999 Building $281,501
2023$188,200 Land $5,200 Building $183,000$247,632 Land $6,842 Building $240,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 771 Curry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 771 Curry Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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