Fluvanna County property record for 771 Cold Spring Trl, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,024 sqft · built 1985 |
| Lot Size | 10.7 acres (466,092 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,973 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12 5 3 |
| Primary APN | 12 5 3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,024 sqft Living Area |
| Gross Area | 1,280 sqft |
| 1st Floor Area | 1,024 sqft |
| Utility Room | Utility Room |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 466,092 sqft (10.7 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 11355 |
|---|---|
| Street Address | 771 COLD SPRING TRL |
| City | PALMYRA |
| State | VA |
| Zip | 22963-4653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 220-289 AC. 10.70 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 20200 |
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 771 COLD SPRING TRL, PALMYRA, VA 22963-4653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,400 (-) Land $84,200 Building $177,200 | $261,400 (-) Land $84,200 Building $177,200 | |
| 2025 | $1,973.00 (+19.65%) | $261,400 (+33.78%) Land $84,200 Building $177,200 | $261,400 (+33.78%) Land $84,200 Building $177,200 |
| 2023 | $195,400 Land $84,200 Building $111,200 | $195,400 Land $84,200 Building $111,200 | |
| 2022 | $1,649.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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