771 Cobblestone Ln NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 771 Cobblestone Ln NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,245 sqft · built 1973
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$252,000 (Jun 2022)
Tax Bill	$3,146 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-25-FO-66-4`

Property Details

APN / Parcel Number

Primary APN	`28-37-25-FO-66-4`
Alternative APNs	`28-37-25-FO-00066.0-0004.00` `2833519`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,245 sqft Living Area
Gross Area	1,908 sqft
1st Floor Area	1,245 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Carport Area	312 sqft
Porch	Finished/Open Porch
Porch Area	351 sqft
Patio Area	351 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2833519
Street Address	771 COBBLESTONE LN NE
City	PALM BAY
State	FL
Zip	32905-5427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 4 LOT 4 BLK 66
Legal Range	37E
Legal Township	28S
Legal Section	25
Legal Subdivision	PORT MALABAR UNIT 4
Legal Block	66
Legal Lot Number	4
Legal Unit	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	3
Census Block	3003
Census Tract	65201

Owner

771 Cobblestone Ln NE is owned and occupied by an individual who bought it in June 2022.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	771 COBBLESTONE LN NE, PALM BAY, FL 32905-5427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Dec 22, 2003 · Amount on File
Deed Document Number	2022151308
Deed Book / Page	9535 / 2473
Prior Transfer Date	Jan 10, 2001
Prior Transfer Doc	4277003635
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 16, 2022
Property Address	771 COBBLESTONE LN NE, PALM BAY, FL 32905-5427
Document Number	0095352473
Book / Page	9535 / 2473
Map Reference	MB 14 PG 18-23
Instrument Date	Jun 2, 2022
Instrument	2022151308
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	295 NW COMMONS LOOP # LOOP115-24, 295, LAKE CITY, FL 32055-7721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 COBBLESTONE LN NE, PALM BAY, FL 32905-5427

Mortgage

Document Number	0095352474
Date	Jun 16, 2022
Instrument	9535/2474

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 771 Cobblestone Ln NE was $3,146 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,270 (+1.59%)	$215,270 (-2.23%)
2025	$3,146.00 Homeowner's exemption	$211,900	$220,180 Land $70,000 Building $150,180
2023	$2,998.00 (+14.12%) Homeowner's exemption	$199,940 (+14.08%) Land $35,000 Building $164,940	$199,940 (+14.08%) Land $35,000 Building $164,940
2022	$2,627.00	$175,260 Land $35,000 Building $140,260	$175,260 Land $35,000 Building $140,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 771 Cobblestone Ln NE in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1999–2017)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 771 Cobblestone Ln NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20