7709 Riley Rd, Severn, MD 21144 Property Records

Anne Arundel County property record for 7709 Riley Rd, Severn, MD 21144

Property Summary

Property Type	Exempt (Full or Partial)
Details	3.5 ba · 5,265 sqft · built 2017
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Feb 2020)
Tax Bill	$524 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-940-90242358`

Property Details

APN / Parcel Number

Primary APN	`04-940-90242358`
Alternative APN	`94090242358`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,265 sqft Gross Area
1st Floor Area	2,138 sqft
Basement Area	1,684 sqft
Finished Basement	1,684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	94090242358
Street Address	7709 RILEY RD
City	SEVERN
State	MD
Zip	21144-1179
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R1
Legal Description	LT 2 WILLOW CREEK
Legal Subdivision	WILLOW CREEK
Legal Block	2
Legal Lot Number	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	2
Census Block Group	2
Census Block	2039
Census Tract	751400

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7709 RILEY RD, SEVERN, MD 21144-1179
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Feb 27, 2020	Grant Deed, Transfer · VA Mortgage NAVY FCU
Jun 4, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CALATLANTIC MTG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Book / Page	34249 / 498
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7709 RILEY RD, SEVERN, MD 21144-1179
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7709 RILEY RD, SEVERN, MD 21144-1179

Mortgage

Document Number	0389540167
Date	Jul 21, 2022
Book Page	38954/167

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 27, 2020
Property Address	7709 RILEY RD, SEVERN, MD 21144-1179
Document Number	0342490498
Book / Page	034249 / 000498
Instrument Date	Jan 6, 2020
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	BAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7709 RILEY RD SEVERN MD 211441179, SEVERN, MD 21144-1179

Mortgage

Document Number	342490505
Date	Feb 27, 2020
Book Page	034249/000505

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 4, 2017
Property Address	7709 RILEY RD, SEVERN, MD 21144-1179
Document Number	0312240459
Book / Page	031224 / 000459
Instrument Date	Jul 28, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	CALATLANTIC TITLE/MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7709 RILEY RD SEVERN MD 211441179, SEVERN, MD 21144-1179

Mortgage

Document Number	312240468
Date	Jun 4, 2017
Book Page	031224/000468

Lender

Name	CALATLANTIC MTG INC
Address	SCOTTSDALE, AZ 85255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$818,100 (+16.19%)	$899,300 (+15.67%) Land $223,700 Building $675,600
2025	$524.00
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$704,100	$777,500 Land $178,700 Building $598,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: Astound Broadband.

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