7708 Windgate Dr, Louisville, KY 40291 Property Records

Louisville/Jefferson County Metro Government property record for 7708 Windgate Dr, Louisville, KY 40291

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,038 sqft · built 2005
Lot Size	0.313 acres (13,647 sqft)
Owner	Individual Name on File
Last Sale	$336,000 (Sep 2017)
Tax Bill	$5,213 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22365100780000`

Property Details

APN / Parcel Number

Primary APN	`22365100780000`
Alternative APNs	`365100780000` `01030319`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,038 sqft Finished Area
Basement Area	2,016 sqft
Finished Basement	600 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,647 sqft (0.313 acres)
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces
Patio Area	295 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01030319
Street Address	7708 WINDGATE DR
City	LOUISVILLE
State	KY
Zip	40291-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 78 WINDGATE MEADOWS SUBDIVISION SEC.3; PB.50 PG.2, 0.3133 AC+/-
Legal Subdivision	WINDGATE MEADOWS SUBDIVISION
Legal Block	57
Legal Lot Number	78
Jurisdiction	JEFFERSON KY
Township / Civil Division	FLOYDS FORK
Census Block Group	3
Census Block	3003
Census Tract	11603

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7705 WINDGATE DR, LOUISVILLE, KY 40291-4223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEEPHAVEN MORTGAGE LLC
Jan 24, 2020	Deed of Trust, Mortgage · Conventional with PMI LIBERTY FIN'L
Apr 15, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK
Sep 28, 2017	Warranty Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2017 · Amount on File
Deed Sale	Sep 28, 2017 · Amount on File
Prior Sale	Apr 8, 2005 · Amount on File
Deed Document Number	0001099189
Deed Book / Page	10991 / 89
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7708 WINDGATE DR, LOUISVILLE, KY 40291-4222
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	LOUISVILLE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124186
Date	Oct 2, 2025
Book Page	M 19485/694
Instrument	2025124186

Lender

Name	DEEPHAVEN MORTGAGE LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7708 WINDGATE DR, LOUISVILLE, KY 40291-4222
Document Number	0163530388
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	HOME CLOSINGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7708 WINDGATE DR LOUISVILLE KY 402914222, LOUISVILLE, KY 40291-4222

Mortgage

Document Number	0163530388
Date	Feb 6, 2020
Book Page	016353/000388
Instrument	25140

Lender

Name	LIBERTY FIN'L
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7708 WINDGATE DR, LOUISVILLE, KY 40291-4222
Document Number	0159360285
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7708 WINDGATE DR LOUISVILLE KY 402914222, LOUISVILLE, KY 40291-4222

Mortgage

Document Number	0159360285
Date	May 2, 2019
Book Page	015936/000285
Instrument	97180

Lender

Name	PNC BK
Type	Bank
Address	LOUISVILLE, KY 40291

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Sep 28, 2017
Property Address	7708 WINDGATE DR, LOUISVILLE, KY 40291-4222
Document Number	0109910089
Book / Page	010991 / 000089
Instrument Date	Sep 15, 2017
Instrument	214086
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE GRP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7708 WINDGATE DR LOUISVILLE KY 402914222, LOUISVILLE, KY 40291-4222

Mortgage

Document Number	152450665
Date	Sep 28, 2017
Book Page	015245/000665
Instrument	214087

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,213.00 (+32.48%)	$465,040 (+39.21%) Land $72,100 Building $392,940
2024			$465,040 (+39.21%) Land $72,100 Building $392,940
2023	$3,935.00 (-0.33%)	$334,050 (-) Land $63,860 Building $270,190	$334,050 (-) Land $63,860 Building $270,190
2022	$3,948.00	$334,050 Land $63,860 Building $270,190	$334,050 Land $63,860 Building $270,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Feb 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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