7708 Timber River Cir, Orlando, FL 32807 Property Records

Orange County property record for 7708 Timber River Cir, Orlando, FL 32807

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 988 sqft · built 1985
Lot Size	0.141 acres (6,142 sqft)
Owner	2 Individual Names on File
Last Sale	$97,800 (Sep 2004)
Tax Bill	$779 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-22-30-7453-00-240`

Property Details

APN / Parcel Number

Primary APN	`23-22-30-7453-00-240`
Alternative APNs	`302223745300240` `499944` `505628` `510258`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,156 sqft
1st Floor Area	884 sqft
Utility Area	49 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,142 sqft (0.141 acres)

Exterior Amenities

Porch	Slab
Porch Area	223 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7708 TIMBER RIVER CIR
City	ORLANDO
State	FL
Zip	32807-8358
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	RIVERBEND ESTATES 14/51 LOT 24 (LESS E 40 FT THEREOF)
Legal Range	30E
Legal Township	22S
Legal Section	23
Legal Subdivision	RIVERBEND ESTS
Legal Tract	7453
Legal Lot Number	24
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	2
Census Block	2004
Census Tract	16738

Owner

7708 Timber River Cir, a duplex, is owned and occupied by two individuals who bought it in September 2004.

Source: Orange County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7708 TIMBER RIVER CIR, ORLANDO, FL 32807-8358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit LENDING COMPANY
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage PARTNERS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2004 · Amount on File
Deed Sale	Sep 17, 2004 · Amount on File
Prior Sale	Mar 18, 1994 · Amount on File
Deed Document Number	2004594573
Deed Book / Page	7620 / 2311
Prior Transfer Date	Mar 15, 1994
Prior Transfer Doc	4712004425
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Sep 14, 2026
Property Address	7708 TIMBER RIVER CIR, ORLANDO, FL 32807-8358
Document Number	0000508493
Instrument Date	Sep 4, 2026
Instrument	2026508493
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7708 TIMBER RIVER CIR, ORLANDO, FL 32807-8358

Mortgage

Document Number	0000508493,
Date	Sep 14, 2026
Instrument	2026508493

Lender

Name	LENDING COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2056

Interest

Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Apr 15, 2026
Property Address	7708 TIMBER RIVER CIR, ORLANDO, FL 32807-8358
Document Number	0000215106
Instrument Date	Apr 10, 2026
Instrument	2026215106
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ALOHA TITLE, ALOMA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7708 TIMBER RIVER CIR, ORLANDO, FL 32807-8358

Mortgage

Document Number	0000215106,
Date	Apr 15, 2026
Instrument	2026215106

Lender

Name	PARTNERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 7708 Timber River Cir was $779, up 17.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,826 (+2.7%)	$199,900 (-2.65%) Land $40,000 Building $159,900
2025	$779.00 (+17.85%) Homeowner's exemption	$40,726	$205,340 Land $40,000 Building $165,340
2024	$661.00 (+6.1%)
2023	$623.00 (+7.97%) Homeowner's exemption	$38,425 (+3%)	$183,286 (+13.48%) Land $40,000 Building $143,286
2022	$577.00 Homeowner's exemption	$37,306	$161,513 Land $40,000 Building $121,513

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7708 Timber River Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7708 Timber River Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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