7708 The Points Pl, #403, Gloucester Point, VA 23062 Property Records

Gloucester County property record for 7708 The Points Pl, #403, Gloucester Point, VA 23062

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,694 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Aug 2018)
Tax Bill	$1,452 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20720`

Property Details

APN / Parcel Number

Primary APN	`20720`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,694 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7708 THE POINTS PL, 403
City	GLOUCESTER POINT
State	VA
Zip	23062-2421
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MF-1
Legal Description	POINTS RESIDENTIAL PARK UNIT 403
Legal Subdivision	PLAT: PB20 1157
Legal Unit	403
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	1
Census Block	1028
Census Tract	100301

Owner

7708 The Points Pl, #403 is owned by an individual who bought it in August 2018.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7708 THE POINTS PL, GLOUCESTER POINT, VA 23062-2421
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LANGLEY FEDERAL CREDIT UNION
Aug 20, 2018	Warranty Deed, Transfer · ARM LANGLEY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2018 · Amount on File
Deed Sale	Aug 20, 2018 · Amount on File
Deed Document Number	20183667
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7708 THE POINTS PL # 403, 403, GLOUCESTER PT, VA 23062-2421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200001736
Date	Apr 14, 2020
Instrument	200001736

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.13%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 20, 2018
Property Address	7708 THE POINTS PL # 403, 403, GLOUCESTER PT, VA 23062-2421
Document Number	180003667
Instrument Date	Aug 16, 2018
Instrument	180003667
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7708 THE POINTS PL, GLOUCESTER POINT, VA 23062-2421

Mortgage

Document Number	180003668
Date	Aug 20, 2018
Instrument	180003668

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 7708 The Points Pl, #403 was $1,452, up 10.3% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,452.00 (+10.25%)	$244,780 (+15.93%) Building $244,780	$244,780 (+15.93%) Building $244,780
2025	$1,317.00 (+5.19%)	$211,150 (-) Building $211,150	$211,150 (-) Building $211,150
2024	$1,252.00	$211,150 (-) Building $211,150	$211,150 (-) Building $211,150
2023	$1,252.00 (-5.37%)	$211,150 (+17.27%) Building $211,150	$211,150 (+17.27%) Building $211,150
2022	$1,323.00	$180,060 Land $45,000 Building $135,060	$180,060 Land $45,000 Building $135,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7708 The Points Pl, #403 in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7708 The Points Pl, #403 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on The Points Pl

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