7708 Cypress St, Laurel, MD 20707 Property Records

Prince George's County property record for 7708 Cypress St, Laurel, MD 20707

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,224 sqft · built 1986
Lot Size	0.035 acres (1,529 sqft)
Owner	Company Name on Record
Last Sale	$260,000 (Jan 2017)
Tax Bill	$10,654 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-1039080`

Property Details

APN / Parcel Number

Primary APN	`10-1039080`
Alternative APN	`1039080`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,224 sqft Living Area
Gross Area	1,464 sqft
1st Floor Area	612 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,529 sqft (0.035 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	1039080
Street Address	7708 CYPRESS ST
City	LAUREL
State	MD
Zip	20707-5832
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	LAUR
Legal Description	LAUREL LAKES
Legal Subdivision	LAUREL LAKE 02 SEC 02
Legal Lot Number	5
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	10, LAUREL
Census Block Group	1
Census Block	1000
Census Tract	800213

Owner

Source: Prince George's County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7708 CYPRESS ST, LAUREL, MD 20707-5832
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 6, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 31, 2017	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Prior Sale	Mar 6, 2003 · Amount on Record
Deed Document Number	201739025-301
Deed Book / Page	39025 / 301
Transfer Doc	0000603150
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	7708 CYPRESS ST, LAUREL, MD 20707-5832
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7708 CYPRESS ST, LAUREL, MD 20707-5832

Mortgage

Document Number	0496080425
Date	Feb 29, 2024
Book Page	49608/425

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Oct 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	7708 CYPRESS ST, LAUREL, MD 20707-5832
Transaction Type	Mortgage
Record Updated	Nov 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7708 CYPRESS ST, LAUREL, MD 20707-5832

Mortgage

Document Number	0492710578
Date	Nov 6, 2023
Book Page	49271/578

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Oct 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	7708 CYPRESS ST, LAUREL, MD 20707-5832
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7708 CYPRESS ST, LAUREL, MD 20707-5832

Mortgage

Document Number	0469770085
Date	Jan 26, 2022
Book Page	46977/85

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2051

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Jan 31, 2017
Property Address	7708 CYPRESS ST, LAUREL, MD 20707-5832
Document Number	0390250301
Book / Page	39025 / 301
Map Reference	PL NLP2
Instrument Date	Dec 15, 2016
Instrument	39025-301
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7708 CYPRESS ST, LAUREL, MD 20707-5832

Mortgage

Document Number	39025307
Date	Jan 31, 2017
Instrument	39025-307

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Municipality	Laurel City
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,654.00 (+126.63%) Homeowner's exemption	$325,700 (+14.24%) Land $90,000 Building $235,700	$325,700 (-) Land $90,000 Building $235,700
2023	$4,701.00 Homeowner's exemption	$285,100	$325,700 Land $90,000 Building $235,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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