Hardin County property record for 7708 Cobblestone Ter, Lumberton, TX 77657
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,737 sqft · built 1998 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $398,002 (Oct 2025) |
| Tax Bill | $4,165 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005165-001050 |
| Primary APN | 005165-001050 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,737 sqft Living Area |
| 1st Floor Area | 1,737 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum Siding |
| Construction Type | Brick |
| Lot Area | 14,985 sqft (0.344 acres) |
| Garage Area | 539 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Utility Building | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 34047 |
|---|---|
| Street Address | 7708 COBBLESTONE TER |
| City | LUMBERTON |
| State | TX |
| Zip | 77657-4900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S05165 BOYKIN WEST BLK 2, LOT 2, ACRES .344 |
| Legal Subdivision | BOYKIN WEST |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | HARDIN TX |
| Township / Civil Division | LUMBERTON |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30504 |
7708 Cobblestone Ter is owned and occupied by an individual who bought it in October 2025.
Source: Hardin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5750 N MAJOR DR, BEAUMONT, TX 77713-9018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2025 | Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 14, 2022 | Warranty Deed, Subdivision Related Transfer · Line of Credit NECHES FCU |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 19, 2019 | Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on File |
| Deed Sale | Oct 20, 2025 · Amount on File |
| Prior Sale | Feb 19, 2019 · Amount on File |
| Deed Document Number | 2025156814 |
| Prior Transfer Date | Feb 15, 2019 |
| Prior Transfer Doc | 0000092614 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARDIN TX |
| Recording Date | Oct 20, 2025 |
| Property Address | 7708 COBBLESTONE TER, LUMBERTON, TX 77657-4900 |
| Document Number | 0000156814 |
| Map Reference | VOL 3 PG 166-A |
| Instrument Date | Oct 8, 2025 |
| Instrument | 2025-156814 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7712 MOONGLOW CIR, LUMBERTON, TX 77657-7906 |
| Name | Verified Name |
|---|---|
| Address | 5750 N MAJOR DR, BEAUMONT, TX 77713-9018 |
| Document Number | 0000156815 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 2025-156815 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TX |
| Recording Date | Nov 14, 2022 |
| Property Address | 7708 COBBLESTONE TER, LUMBERTON, TX 77657-4900 |
| Document Number | 0000131597 |
| Map Reference | VOL 4 PG 209&209A |
| Instrument Date | Nov 7, 2022 |
| Instrument | 2022-131597 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 20, 2025 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6744 HORTON VISTA DR # DR100, DR100, RICHMOND, TX 77407-3500 |
| Name | Verified Name |
|---|---|
| Address | 1605 HOLLY TRL, SOUR LAKE, TX 77659-2048 |
| Investor | Possibly a Property Investor |
| Document Number | 0000131420 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2022-131420 |
| Name | NECHES FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Sep 29, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TX |
| Property Address | 7708 COBBLESTONE TER, LUMBERTON, TX 77657-4900 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000104397 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020-104397 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARDIN TX |
| Recording Date | Feb 19, 2019 |
| Property Address | 7708 COBBLESTONE TER, LUMBERTON, TX 77657-4900 |
| Document Number | 0000092614 |
| Map Reference | VOL 3 PG 166-A |
| Instrument Date | Feb 15, 2019 |
| Instrument | 2019-92614 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7708 COBBLESTONE TER, LUMBERTON, TX 77657-4900 |
| Document Number | 0000092615 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 2019-92615 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2034 |
The 2026 property tax bill for 7708 Cobblestone Ter was $4,165 with a homeowner's exemption, up 64.4% from the year before.
Source: Hardin County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hardin County |
| Municipality | Lumberton City |
| Unified School District | Lumberton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,165.00 (+64.36%) Homeowner's exemption | $240,965 (-0.85%) Land $17,372 Building $223,593 | $240,965 (-0.85%) Land $17,372 Building $223,593 |
| 2025 | $2,534.00 (-14.85%) Homeowner's exemption | $243,038 (-0.92%) Land $17,372 Building $225,666 | $243,038 (-0.92%) Land $17,372 Building $225,666 |
| 2024 | $2,976.00 (+1.95%) Homeowner's exemption | $245,294 (-0.92%) Land $17,372 Building $227,922 | $245,294 (-0.92%) Land $17,372 Building $227,922 |
| 2023 | $2,919.00 Homeowner's exemption | $247,584 Land $17,372 Building $230,212 | $247,584 Land $17,372 Building $230,212 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7708 Cobblestone Ter in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 218 policies |
| Nearby Flood Policies | 218 in force |
| Nearby Flood Claims | 31 (2001–2026) |
| Claims Outside the SFHA | 31 of 31 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7708 Cobblestone Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUMBERTON MUD serves 31,428 people · EPA ID TX1000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Highline Internet Fiber | 1,000 / 200 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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