7707 38th Ct E, Sarasota, FL 34243 Property Records

Manatee County property record for 7707 38th Ct E, Sarasota, FL 34243

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,408 sqft · built 1989
Lot Size0.148 acres (6,447 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Oct 2023)
Tax Bill$4,643 (2024)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jul 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN20280.0145-7

Property Details

APN / Parcel Number

Primary APN20280.0145-7
Alternative APN
  • 3518322028001457

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,408 sqft Living Area
Gross Area2,154 sqft
1st Floor Area1,408 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,447 sqft (0.148 acres)
TerrainLow
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number3518322028001457
Street Address7707 38TH CT E
CitySARASOTA
StateFL
Zip34243-2856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal DescriptionLOT 28 COPPERFIELD SUB PI#20280.0145/7
Legal Range18E
Legal Township35S
Legal Section32
Legal SubdivisionCOPPERFIELD
Legal Tract2028000
Legal Block3043
Legal Lot Number28
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group3
Census Block3030
Census Tract805

Owner

Source: Manatee County assessment roll, APN 20280.0145-7, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7707 38TH CT E, SARASOTA, FL 34243-2856
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Warranty Deed, Transfer · Conventional Mortgage
NP INC
Jul 28, 2020Loan Modification, Mortgage · Conventional Mortgage
MIDFIRST BK
May 29, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2023 · Amount on Record
Deed SaleOct 20, 2023 · Amount on Record
Prior SaleJan 13, 1997 · Amount on Record
Deed Document Number202341112611
Record UpdatedJun 08, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateOct 20, 2023
Property Address7707 38TH CT E, SARASOTA, FL 34243-2856
Document Number0041112611
Map ReferenceMB 24 PG 171-174
Instrument DateOct 19, 2023
Instrument202341112611
Transaction TypeTransfer
Record UpdatedNov 07, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1858 SANFORD CIR, SARASOTA, FL 34234-4157

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7707 38TH CT E, SARASOTA, FL 34243-2856

Mortgage

Document Number0041112612
DateOct 20, 2023
Instrument202341112612
Lender
NameNP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMANATEE FL
Property Address7707 38TH CT E, SARASOTA, FL 34243-2856
Document Number0041080784
Instrument DateJul 28, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7707 38TH CT E SARASOTA FL 342432856, SARASOTA, FL 34243-2856

Mortgage

Document Number0041080784
DateAug 05, 2020
Instrument41080784
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 04, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address7707 38TH CT E, SARASOTA, FL 34243-2856
Document Number0041079059
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7707 38TH CT E SARASOTA FL 342432856, SARASOTA, FL 34243-2856

Mortgage

Document Number0041079059
DateAug 03, 2020
Instrument41079059
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 02, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$296,588 (+140.64%) Land $45,900 Building $250,688$296,588 (-1.01%) Land $45,900 Building $250,688
2024$4,643.00 (+16.28%)
2023$3,993.00 (+175.19%) Homeowner's exemption$123,252 (+3%)$299,610 (+13.64%) Land $45,900 Building $253,710
2022$1,451.00 Homeowner's exemption$119,662$263,658 Land $45,000 Building $218,658

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), as of September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810008053, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 135 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies135 in force
Nearby Flood Claims40 (1992–2024)
Claims Outside the SFHA14 of 40
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 2 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 394 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6411132, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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