7706 Cornwall Rd, Oxford, NC 27565 Property Records

Granville County property record for 7706 Cornwall Rd, Oxford, NC 27565

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1981
Lot Size	0.578 acres (25,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,000 (Jul 2020)
Tax Bill	$989 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14626-77781301`

Property Details

APN / Parcel Number

Primary APN	`14626-77781301`
Alternative APNs	`190800204055` `190800 066` `1041193`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Heated Area
Utility Area	30 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,181 sqft (0.578 acres)

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	64 sqft
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1041193
Street Address	7706 CORNWALL RD
City	OXFORD
State	NC
Zip	27565-8071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	7706 CORNWALL RD
Legal Subdivision	JAMES R FRAZIER
Jurisdiction	GRANVILLE NC
Township / Civil Division	SASSAFRAS FORK
Census Block Group	2
Census Block	2038
Census Tract	970101

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7706 CORNWALL RD, OXFORD, NC 27565-8071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage EDWARD S BALOK ETAL
Mar 26, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Mar 26, 2020 · Amount on Record
Deed Book / Page	1786 / 239
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Jul 17, 2020
Property Address	7706 CORNWALL RD, OXFORD, NC 27565-8071
Document Number	1786/239
Book / Page	1786 / 239
Map Reference	MB 7 PG 133
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7706 CORNWALL RD, OXFORD, NC 27565-8071

Mortgage

Document Number	1786242
Date	Jul 17, 2020
Instrument	1786/242

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	7706 CORNWALL RD, OXFORD, NC 27565-8071
Transaction Type	Mortgage
Record Updated	May 6, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1771/265
Date	Apr 13, 2020
Book Page	1771/265

Lender

Name	EDWARD S BALOK ETAL
Type	Private Party
Address	72000 LASSIER RD, BRUCE TWP, MI 48065

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Dec 31, 2020

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Mar 26, 2020
Property Address	7706 CORNWALL RD, OXFORD, NC 27565-8071
Document Number	1768/829
Book / Page	1768 / 829
Map Reference	MB 7 PG 133
Instrument Date	Mar 16, 2020
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Tax	$128.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,035 (-) Land $17,000 Building $108,035
2025	$989.00 (+61.6%)	$125,035 (+123.26%) Land $17,000 Building $108,035	$125,035 (-) Land $17,000 Building $108,035
2024			$125,035 (+123.26%) Land $17,000 Building $108,035
2023	$612.00 (+3.38%)	$56,005 (-) Land $12,000 Building $44,005	$56,005 (-) Land $12,000 Building $44,005
2022	$592.00	$56,005 Land $12,000 Building $44,005	$56,005 Land $12,000 Building $44,005

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN CREEK WATER SYSTEM private · serves 55 people · EPA ID NC0239121
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.63 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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