7704 Oak Leaf Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7704 Oak Leaf Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,839 sqft · built 1971
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (May 2018)
Tax Bill	$7,652 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242-0363-002-0000`

Property Details

APN / Parcel Number

Primary APN	`242-0363-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,839 sqft Living Area
1st Floor Area	1,839 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	18,731 sqft (0.43 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Pool Area	14,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7704 OAK LEAF AVE
City	FAIR OAKS
State	CA
Zip	95628-5722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	MILLS VALLEY, LOT 35
Legal Subdivision	MILLS VALLEY
Legal Lot Number	35
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1009
Census Tract	8010

Owner

7704 Oak Leaf Ave is owned and occupied by two individuals who bought it in May 2018.

Source: Sacramento County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7704 OAK LEAF AVE, FAIR OAKS, CA 95628-5722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
May 31, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on File
Deed Sale	May 31, 2018 · Amount on File
Prior Sale	May 31, 2016 · Amount on File
Deed Book / Page	20180531 / 17
Prior Transfer Date	Jan 5, 1994
Prior Transfer Doc	9401001320
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7704 OAK LEAF AVE, FAIR OAKS, CA 95628-5722
Document Number	2008312194
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7704 OAK LEAF AVE FAIR OAKS CA 956285722, FAIR OAKS, CA 95628-5722

Mortgage

Document Number	2008312194
Date	Aug 31, 2020
Instrument	2008312194

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 30, 2040

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 31, 2018
Property Address	7704 OAK LEAF AVE, FAIR OAKS, CA 95628-5722
Document Number	1805310017
Instrument Date	May 24, 2018
Instrument	1805310017
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7704 OAK LEAF AVE FAIR OAKS CA 956285722, FAIR OAKS, CA 95628-5722

Mortgage

Document Number	1805310018
Date	May 31, 2018
Instrument	1805310018

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7704 Oak Leaf Ave was $7,652 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,922 (+2%) Land $194,975 Building $454,947
2025	$7,652.00 (+0.79%) Homeowner's exemption	$637,179 Land $191,152 Building $446,027
2024	$7,592.00 (+3.11%)
2023	$7,363.00 (+0.4%) Homeowner's exemption	$612,438 Land $183,730 Building $428,708
2022	$7,334.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7704 Oak Leaf Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2000

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7704 Oak Leaf Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

Nearby Properties on Oak Leaf Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures