7704 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 7704 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,688 sqft · built 2022
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Mar 2017)
Tax Bill	$5,857 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2019 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`250BJ002`

Property Details

APN / Parcel Number

Primary APN	`250BJ002`
Alternative APNs	`207507688075` `80058780`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,688 sqft Heated Area
Gross Area	4,350 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	7,710 sqft (0.177 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80058780
Street Address	7704 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465-4348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-3 B-E S-1 PLAT 4/162
Legal Subdivision	EAST LONG BEACH
Legal Block	E
Legal Lot Number	3
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	3
Census Block	3016
Census Tract	20315

Owner

7704 E Beach Dr is owned by an individual who acquired it in January 2019.

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2328 WINDY WOODS DR, RALEIGH, NC 27607-6356
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Jan 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 31, 2017	Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2017 · Amount on File
Deed Sale	Mar 31, 2017 · Amount on File
Prior Sale	May 4, 2006 · Amount on File
Deed Book / Page	3890 / 905
Last Transfer Date	Jan 2, 2019
Transfer Doc	0041421034
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	7704 E BEACH DR, OAK ISLAND, NC 28465-4348
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046941308
Date	Aug 31, 2021
Book Page	4694/1308

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jan 4, 2019
Property Address	7704 E BEACH DR, OAK ISLAND, NC 28465-4348
Document Number	0041421034
Book / Page	004142 / 001034
Instrument Date	Jan 2, 2019
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5965 BECKNER ST WINSTON SALEM NC 271035905, WINSTON SALEM, NC 27103-5905

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Mar 31, 2017
Property Address	7704 E BEACH DR, OAK ISLAND, NC 28465-4348
Document Number	0038900905
Book / Page	3890 / 0905
Map Reference	MB 4 PG 162
Instrument Date	Mar 24, 2017
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6025 DRUMQUIN DR, 6025, RALEIGH, NC 27614-7162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 TURTLE CREEK BLVD APT 1034, 1034, DALLAS, TX 75219-5467

Mortgage

Document Number	38900908
Date	Mar 31, 2017
Instrument	3890/0908

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7704 E Beach Dr was $5,857, down 9.3% from the year before.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,552,040 (+1.22%) Land $445,000 Building $1,107,040	$1,552,040 (+1.22%) Land $445,000 Building $1,107,040
2025	$5,857.00 (-9.29%)	$1,533,320 Land $445,000 Building $1,088,320	$1,533,320 Land $445,000 Building $1,088,320
2024	$6,457.00
2023		$1,433,090 Land $445,000 Building $988,090	$1,433,090 Land $445,000 Building $988,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7704 E Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 168 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	218 units insured incl. 50 condo units
Nearby Flood Claims	9 (2018–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 3 claims Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7704 E Beach Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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