Lake County property record for 7703 Verna Way, Lucerne, CA 95458 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 2,907 sqft · built 1993 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $5,095 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit May 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-091-230-000 |
| Primary APN | 060-091-230-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,907 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 060-091-23 |
|---|---|
| Street Address | 7703 VERNA WAY |
| City | LUCERNE |
| State | CA |
| Zip | 95458-8593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | KONO TAYEE HEIGHTS 01 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 501 |
Source: Lake County records · APN 060-091-230-000
Assessment roll updated October 15, 2025 · Last verified June 2026
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| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7703 VERNA WAY, LUCERNE, CA 95458-8593 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit NEXA MORTGAGE LLC |
| May 14, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 18, 2019 | Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG LLC |
| Apr 18, 2019 | Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 29, 2003 |
| Transfer Doc | 0000026371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 7703 VERNA WAY, LUCERNE, CA 95458-8593 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7703 VERNA WAY, LUCERNE, CA 95458-8593 |
| Document Number | 0000012937 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 2025012937 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MESA, AZ 85212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | May 14, 2026 |
| Property Address | 7703 VERNA WAY, LUCERNE, CA 95458-8593 |
| Document Number | 0000004830 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 20264830 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 7703 VERNA WAY, LUCERNE, CA 95458-8593 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Apr 18, 2019 |
| Property Address | 7703 VERNA WAY, LUCERNE, CA 95458-8593 |
| Document Number | 0000004640 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 4640 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $481.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 7703 VERNA WAY LUCERNE CA 954588593, LUCERNE, CA 95458-8593 |
| Document Number | 4642 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 4642 |
| Name | STEARNS LNDG LLC |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Apr 18, 2019 |
| Property Address | 7703 VERNA WAY, LUCERNE, CA 95458-8593 |
| Document Number | 0000004641 |
| Map Reference | MB 8 PG 92-96 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 2019004641 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2235 LINCOLN AVE #301 # 301, 301, SANTA ROSA, CA 95401-5105 |
| Document Number | 0000004642 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 2019004642 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Lake County records · Assessment roll updated October 15, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Elementary School District | Lucerne Elementary School District (KG - 08) |
| Secondary School District | Upper Lake Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,095.00 (+4.56%) | $459,588 (+4.04%) Land $39,040 Building $420,548 |
| 2023 | $4,873.00 (+0.91%) | $441,743 Land $37,525 Building $404,218 |
| 2022 | $4,829.00 |
Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force 7 of 11 on primary residences |
| Nearby Flood Claims | 38 (1983–2017) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Mar 2017, other causes |
| Flood Events |
|
| Wildfire Risk | High above 87% of the US · above 68% of California |
|---|---|
| Wildfire Likelihood | About 1 in 116 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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