7703 Blacks Bluff Rd SW, Cave Spring, GA 30124 Property Records

Floyd County property record for 7703 Blacks Bluff Rd SW, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,415 sqft · built 1988
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jan 2024)
Tax Bill	$2,172 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C17--130`

Property Details

APN / Parcel Number

Primary APN	`C17--130`
Alternative APN	`52155`

Interior

Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,415 sqft Heated Area
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	131,551 sqft (3.02 acres)
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	72 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	52155
Street Address	7703 BLACKS BLUFF RD SW
City	CAVE SPRING
State	GA
Zip	30124-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	LL297&352 16DIST 4SCT
Legal Subdivision	GEORGE H TATUM SR ESTATE
Legal Lot Number	2
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	1
Census Block	1017
Census Tract	2000

Owner

7703 Blacks Bluff Rd SW is owned and occupied by two individuals who bought it in January 2024.

Source: Floyd County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7703 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY
Jun 17, 2022	Warranty Deed, Transfer
Nov 3, 2020	Loan Modification, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2024 · Amount on File
Deed Sale	Jan 4, 2024 · Amount on File
Prior Sale	Jun 21, 2022 · Amount on File
Deed Book / Page	2826 / 175
Prior Transfer Date	Aug 14, 2013
Prior Transfer Doc	0023670422
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Jan 4, 2024
Property Address	7703 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2004
Document Number	0028260175
Book / Page	2826 / 175
Instrument Date	Dec 29, 2023
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7703 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2004

Mortgage

Document Number	0002826178
Date	Jan 4, 2024
Instrument	2826/178

Lender

Name	GUARANTEED RATE AFFINITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Jun 17, 2022
Property Address	7703 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2004
Document Number	0027540411
Book / Page	2754 / 411
Instrument Date	Jun 17, 2022
Instrument	2022-002485
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 EAGLE LAKE DR, DALLAS, GA 30132-8432

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLOYD GA
Property Address	7703 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2004
Document Number	0026580342
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ROCKWOOD PL NW ROME GA 301651728, ROME, GA 30165-1728

Mortgage

Document Number	0026580342
Date	Dec 17, 2020
Book Page	002658/000342

Lender

Name	PENNYMAC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	276 Months
Due	Dec 16, 2043

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

The 2026 property tax bill for 7703 Blacks Bluff Rd SW was $2,172 with a homeowner's exemption, down 26% from the year before.

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,172.00 (-26.05%) Homeowner's exemption
2025	$2,937.00 (+13.09%) Homeowner's exemption	$113,519 (+7.46%) Land $17,939 Building $95,580	$283,796 (+7.46%) Land $44,847 Building $238,949
2024	$2,597.00 (+37.19%) Homeowner's exemption	$105,636 (+14.84%) Land $15,946 Building $89,690	$264,090 (+14.84%) Land $39,864 Building $224,226
2023	$1,893.00 (+12.54%) Homeowner's exemption	$91,986 (+34.02%) Land $14,496 Building $77,490	$229,965 (+34.02%) Land $36,240 Building $193,725
2022	$1,682.00 Homeowner's exemption	$68,634 Land $11,959 Building $56,675	$171,586 Land $29,898 Building $141,688

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7703 Blacks Bluff Rd SW in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2022)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Mar 2022 · river or lake flooding
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7703 Blacks Bluff Rd SW is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 95% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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