7701 Locust Ave, Gary, IN 46403 Property Records

Lake County property record for 7701 Locust Ave, Gary, IN 46403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1953
Lot Size	0.151 acres (6,621 sqft)
Owner	Individual Name on File
Tax Bill	$3,213 (2024)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0092-0012`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0092-0012`
Alternative APNs	`45-05-32-276-006.000-004` `254600920012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
Basement Area	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,621 sqft (0.151 acres)
Lot Dimensions	125 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-46-0092-0012
Old Parcel Number	254600920012
Street Address	7701 LOCUST AVE
City	GARY
State	IN
Zip	46403-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORCOTT'S ADD. INDIANA CITY ALL L.12 & L.13 BL.6 W. 1FT. 8IN. OF L.11 BL.6 E. 1F T 8IN. OF L.14 BL.6
Legal Subdivision	NORCOTTS ADD
Legal Block	6
Legal Lot Number	12
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	4
Census Block	4016
Census Tract	10100

Owner

Source: Lake County records · APN 001-25-46-0092-0012

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7701 LOCUST AVE, GARY, IN 46403-1344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 1984
Deed Sale	Apr 30, 1984
Record Updated	Jun 08, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	7701 LOCUST AVE, GARY, IN 46403-1344
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059562
Date	Aug 29, 2018
Instrument	2018 059562

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 09, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$263,600 (+3.37%) Land $100,400 Building $163,200	$263,600 (+3.37%) Land $100,400 Building $163,200
2024	$3,213.00 (+51.63%)
2023		$255,000 (+50.35%) Land $103,900 Building $151,100	$255,000 (+50.35%) Land $103,900 Building $151,100
2022	$2,119.00 Homeowner's exemption	$169,600 Land $28,900 Building $140,700	$169,600 Land $28,900 Building $140,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 232 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.