7701 Gaines Rd, Lumberton, TX 77657 Property Records

Hardin County property record for 7701 Gaines Rd, Lumberton, TX 77657

Property Summary

Property Type	Single Family Home
Details	1,972 sqft · built 1985
Lot Size	0.371 acres (16,161 sqft)
Owner	Individual Name on Record
Tax Bill	$2,959 (2026)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000419-010151`

Property Details

APN / Parcel Number

Primary APN	`000419-010151`
Alternative APN	`19745`

Interior

Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	1,972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2017
Exterior Material	Stone
Construction Type	Stone
Roof Material	Metal
Lot Area	16,161 sqft (0.371 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	632 sqft
Utility Building	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	19745
Street Address	7701 GAINES RD
City	LUMBERTON
State	TX
Zip	77657-8433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0419 PEVETO MICHAEL ACRES .371
Legal Subdivision	PEVETO MICHAEL
Jurisdiction	HARDIN TX
Township / Civil Division	LUMBERTON
Census Block Group	2
Census Block	2018
Census Tract	30503

Owner

Source: Hardin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7701 GAINES RD, LUMBERTON, TX 77657-8433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TX
Property Address	7701 GAINES RD, LUMBERTON, TX 77657-8433
Document Number	0000078127
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7701 GAINES RD LUMBERTON TX 776578433, LUMBERTON, TX 77657-8433

Mortgage

Document Number	0000078127
Date	Oct 16, 2017
Instrument	78127

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hardin County
Unified School District	Lumberton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,959.00 (+158.43%) Homeowner's exemption	$171,197 (+1%)	$252,457 (-1.95%) Land $11,130 Building $241,327
2025	$1,145.00 (-12.86%) Homeowner's exemption	$155,634 (+1%) Land $11,130 Building $246,345	$257,475 (-) Land $11,130 Building $246,345
2024	$1,314.00 (+12.31%) Homeowner's exemption	$141,485 (-45.58%) Land $11,130 Building $246,345	$257,475 (-0.96%) Land $11,130 Building $246,345
2023	$1,170.00 Homeowner's exemption	$259,982 Land $11,130 Building $248,852	$259,982 Land $11,130 Building $248,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 policies
Nearby Flood Policies	127 in force
Nearby Flood Claims	10 (2005–2026)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUMBERTON MUD serves 31,428 people · EPA ID TX1000035
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Highline Internet, T-Mobile.

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