77002 38th Ave, Covert, MI 49043 Property Records

Van Buren County property record for 77002 38th Ave, Covert, MI 49043

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 2 ba · 1,500 sqft · built 1979
Lot Size	43.9 acres (1,912,284 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`80-07-021-032-00`

Property Details

APN / Parcel Number

Primary APN	`80-07-021-032-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Total Area
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	1,912,284 sqft (43.9 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	77002 38TH AVE
City	COVERT
State	MI
Zip	49043-8715
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	RR
Legal Description	346 21-2-17 661-261 703-904 W 20 A W1/2 NE1/4. EX E1/2 W1/4 SW1/4 NE1/4. ALSO E 30 A NW1/4. 45 A
Jurisdiction	VAN BUREN MI
Township / Civil Division	COVERT
Census Block Group	2
Census Block	2035
Census Tract	10600

Owner

Source: Van Buren County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	77002 38TH AVE, COVERT, MI 49043-8715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 22, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC
Sep 18, 2018	Deed of Trust, Mortgage · VA Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	77002 38TH AVE, COVERT, MI 49043-8715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1706/142
Date	Sep 17, 2020
Book Page	1706/142

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	275 Months
Due	Aug 1, 2043

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	77002 38TH AVE, COVERT, MI 49043-8715
Transaction Type	Mortgage
Record Updated	Aug 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1686/0927
Date	Jul 22, 2019
Book Page	1686/0927

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Funding / Finance Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	77002 38TH AVE, COVERT, MI 49043-8715
Transaction Type	Mortgage
Record Updated	Oct 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1673/0928
Date	Sep 18, 2018
Book Page	1673/0928

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Covert Township
Unified School District	Covert Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,000 (+9.48%)	$328,000 (+9.48%)
2025	Homeowner's exemption	$149,800 (+25.46%)	$299,600 (+25.46%)
2023		$119,400	$238,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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