Howard County property record for 7700 Cultivator Rd, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,432 sqft · built 2023 |
| Lot Size | 0.057 acres (2,484 sqft) |
| Owner | Company Name on Record |
| Last Sale | $725,000 (Mar 2026) |
| Tax Bill | $9,618 (2026) |
| Deeds & Mortgages | Jun 2025 Line of Credit Mar 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-603967 |
| Primary APN | 06-603967 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,432 sqft Total Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Exterior Material | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 2,484 sqft (0.057 acres) |
| Garage Type | Built-in |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 603967 |
|---|---|
| Street Address | 7700 CULTIVATOR RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-2108 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R 20 |
| Legal Description | LOT 132, 2,484 SQ F 7700 CULTIVATOR RD WELLINGTON FARMS PH 1 SE |
| Legal Subdivision | WELLINGTON FARMS PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 132 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606808 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8616 ACCOKEEK ST, LAUREL, MD 20724-1986 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 4, 2025 | Deed of Trust, Mortgage · Line of Credit JUSTICE FEDERAL CREDIT UNION |
| Mar 24, 2026 | Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jan 29, 2026 | Deed, Transfer ASSURE TITLE, ASSURANCE TITLE LLC |
| Apr 6, 2023 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Nov 29, 2022 | Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on Record |
| Deed Sale | Mar 24, 2026 · Amount on Record |
| Prior Sale | Apr 6, 2023 · Amount on Record |
| Deed Book / Page | 23162 / 5 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7700 CULTIVATOR RD, LAUREL, MD 20723-2108 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7700 CULTIVATOR RD, LAUREL, MD 20723-2108 |
| Document Number | 0227850317 |
|---|---|
| Date | Jun 4, 2025 |
| Book Page | 22785/317 |
| Name | JUSTICE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | CHANTILLY, VA 20151 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 24, 2026 |
| Property Address | 7700 CULTIVATOR RD, LAUREL, MD 20723-2108 |
| Document Number | 0231620005 |
| Book / Page | 23162 / 5 |
| Map Reference | PL 26023-26035 |
| Instrument Date | Jan 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Title Company | ADMIRAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 DONALDSON AVE, RUTHERFORD, NJ 07070-2321 |
| Name | Verified Name |
|---|---|
| Address | 8616 ACCOKEEK ST, LAUREL, MD 20724-1986 |
| Document Number | 0002316211 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 23162/11 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 29, 2026 |
| Property Address | 7700 CULTIVATOR RD, LAUREL, MD 20723-2108 |
| Document Number | 0230900275 |
| Book / Page | 23090 / 275 |
| Map Reference | PL 5288 |
| Instrument Date | Jan 7, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | ASSURE TITLE, ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7243 RIDING HOOD CIR, COLUMBIA, MD 21045-5233 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 6, 2023 |
| Property Address | 7700 CULTIVATOR RD, LAUREL, MD 20723-2108 |
| Document Number | 0219320189 |
| Book / Page | 21932 / 189 |
| Map Reference | PL 26023-26035 |
| Instrument Date | Apr 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,297.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9720 PATUXENT WOODS DR, COLUMBIA, MD 21046-1526 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7700 CULTIVATOR ROAD, LAUREL, MD 20723-2108 |
| Investor | Possibly a Property Investor |
| Document Number | 0021932194 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 21932/194 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 29, 2022 |
| Property Address | 7700 CULTIVATOR RD, LAUREL, MD 20723-2108 |
| Document Number | 0218090001 |
| Book / Page | 21809 / 1 |
| Map Reference | PL 26023-26035 |
| Instrument Date | Nov 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1355 BEVERLY RD STE 240, 240, MCLEAN, VA 22101-3649 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9720 PATUXENT WOODS DR, COLUMBIA, MD 21046-1526 |
| Investor | Possibly a Property Investor |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,618.00 (+2.66%) | $637,133 (+2.42%) | $667,200 (+7.25%) Land $250,000 Building $417,200 |
| 2025 | $9,369.00 (+6.55%) | $622,100 (+14.79%) Land $230,000 Building $392,100 | $622,100 (-) Land $230,000 Building $392,100 |
| 2024 | $8,793.00 (+346.35%) | ||
| 2023 | $541,967 | $622,100 Land $230,000 Building $392,100 | |
| 2022 | $1,970.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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