770 W Square Lake Rd, Troy, MI 48098 Property Records

Oakland County property record for 770 W Square Lake Rd, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,308 sqft · built 1901
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Aug 2015)
Tax Bill	$3,907 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`88-20-04-354-011`

Property Details

APN / Parcel Number

Primary APN	`88-20-04-354-011`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,308 sqft Living Area
1st Floor Area	1,424 sqft
Basement Area	884 sqft
Unfinished Basement	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Colonial
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	215 ft deep x 125 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal

Location & Zoning

Street Address	770 W SQUARE LAKE RD
City	TROY
State	MI
Zip	48098-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 4 PART OF SW 1/4 BEG AT PT DIST N 00-17-56 E 259.88 FT & S89-45-00 E 160 FT & S 79-23-48 E 273.17 FT & S
Legal Range	11E
Legal Township	2N
Legal Section	4
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	3
Census Block	3011
Census Tract	196300

Owner

770 W Square Lake Rd is owned and occupied by an individual who bought it in August 2015.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	770 W SQUARE LAKE RD, TROY, MI 48098-2813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Oct 18, 2019	Deed of Trust, Mortgage · Line of Credit GENISYS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2015 · Amount on File
Deed Sale	Aug 19, 2015 · Amount on File
Deed Document Number	2015168068
Deed Book / Page	48516 / 105
Prior Transfer Date	Feb 23, 2005
Prior Transfer Doc	0000124634
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	770 W SQUARE LAKE RD, TROY, MI 48098-2813
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 W SQUARE LAKE RD, TROY, MI 48098-2813

Mortgage

Document Number	0000074992
Date	Mar 24, 2021
Book Page	55935/597
Instrument	74992

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	770 W SQUARE LAKE RD, TROY, MI 48098-2813
Document Number	0000201868
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 W SQUARE LAKE RD TROY MI 480982813, TROY, MI 48098-2813

Mortgage

Document Number	0000201868
Date	Dec 3, 2019
Book Page	053567/000481
Instrument	201868

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 2, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 770 W Square Lake Rd was $3,907 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,907.00
2023			$266,560
2022	$4,063.00	$133,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 770 W Square Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 770 W Square Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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