770 W Bayshore Dr, Palacios, TX 77465 Property Records

Jackson County property record for 770 W Bayshore Dr, Palacios, TX 77465

Property Summary

Property Type	Single Family Home
Details	2,016 sqft · built 1992
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Tax Bill	$8,177 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R14154`

Property Details

APN / Parcel Number

Primary APN	`R14154`
Alternative APN	`4045003087400`

Interior

Building Area	2,016 sqft Living Area
Gross Area	3,780 sqft

Exterior

Year Built	Built 1992
Exterior Material	Wood Frame
Lot Area	44,431 sqft (1.02 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	4045003087400
Street Address	770 W BAYSHORE DR
City	PALACIOS
State	TX
Zip	77465-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPE CARANCAHUA #3, LOT 874-875
Legal Subdivision	CAPE CARANCAHUA
Legal Lot Number	874,875 875
Jurisdiction	JACKSON TX
Township / Civil Division	LA WARD-LOLITA
Census Block Group	3
Census Block	3098
Census Tract	950100

Owner

Source: Jackson County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	770 W BAYSHORE DR, PALACIOS, TX 77465-1424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Nov 15, 2019	Vendor's Lien, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2022
Deed Sale	Jan 5, 2022
Prior Sale	Nov 15, 2019
Deed Document Number	000653/195
Deed Book / Page	653 / 195
Record Updated	Jun 8, 2026

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	JACKSON TX
Recording Date	Jan 5, 2022
Property Address	770 W BAYSHORE DR, PALACIOS, TX 77465-1424
Document Number	000653/195
Book / Page	653 / 195
Map Reference	SL 68-B&69-A
Instrument Date	Jan 3, 2022
Instrument	2022-00052
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	CASTLE TITLE INSURANCE AGENCY, COASTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 LAKEVIEW CIR, 420, SEALY, TX 77474-9240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 W BAYSHORE DR, PALACIOS, TX 77465-1424

Mortgage

Document Number	0202200053
Date	Jan 5, 2022
Instrument	2022-00053

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	JACKSON TX
Recording Date	Nov 15, 2019
Property Address	770 W BAYSHORE DR, PALACIOS, TX 77465-1424
Document Number	593/0158
Book / Page	593 / 0158
Map Reference	SL 68-B&69-A
Instrument Date	Nov 15, 2019
Instrument	2019-02941
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CASTLE TITLE INSURANCE AGENCY, COASTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 263, PALACIOS, TX 77465-0263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 LAKEVIEW CIR, SEALY, TX 77474-9240

Mortgage

Document Number	201902942
Date	Nov 15, 2019
Instrument	2019-02942

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Jackson County
Unified School District	Palacios Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,177.00 (+24.42%)	$505,735 (+17.37%) Land $150,000 Building $355,735	$505,735 (+17.37%) Land $150,000 Building $355,735
2023		$430,885 Land $150,000 Building $280,885	$430,885 Land $150,000 Building $280,885
2022	$6,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 policies
Nearby Flood Policies	115 in force
Nearby Flood Claims	26 (1995–2025)
Claims Outside the SFHA	13 of 26
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 10 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE CARANCAHUA WSC serves 1,305 people · EPA ID TX1200022
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TISD Fixed Wireless	400 / 100
MyJEC.net Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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