770 Ridge Rd, Raphine, VA 24472 Property Records

Rockbridge County property record for 770 Ridge Rd, Raphine, VA 24472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,207 sqft · built 2021
Lot Size	22.5 acres (981,581 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,887 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`39 24 B`

Property Details

APN / Parcel Number

Primary APN	`39 24 B`
Alternative APN	`3415`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,207 sqft Living Area
Gross Area	3,548 sqft
1st Floor Area	1,931 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	981,581 sqft (22.5 acres)
Terrain	Rolling
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	513 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3415
Street Address	770 RIDGE RD
City	RAPHINE
State	VA
Zip	24472-2343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AT
Legal Description	MT VIEW SIDING
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	WALKERS CREEK
Census Block Group	4
Census Block	4002
Census Tract	930102

Owner

Source: Rockbridge County assessment roll, APN 39 24 B, as of December 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	770 RIDGE RD, RAPHINE, VA 24472-2343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC
Jul 27, 2017	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 17, 2017
Transfer Doc	0000002025
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	770 RIDGE RD, RAPHINE, VA 24472-2343
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	BANKERS TITLE SHENANDOAH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003941
Date	Oct 14, 2021
Instrument	210003941

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company
Address	HARRISONBURG, VA 22801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

July 2017: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	ROCKBRIDGE VA
Recording Date	Jul 27, 2017
Property Address	770 RIDGE RD, RAPHINE, VA 24472-2343
Document Number	0170002025
Map Reference	CAB 1 SL 360
Instrument Date	Jul 17, 2017
Instrument	170002025
Transaction Type	Transfer
Record Updated	Sep 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 REVERDY LN, MATTHEWS, NC 28105-6897

Tax Assessment & Valuation

Source: Rockbridge County assessment roll as of December 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,887.00	$526,400 (-) Land $126,100 Building $400,300	$526,400 (-) Land $126,100 Building $400,300
2023		$526,400 Land $126,100 Building $400,300	$526,400 Land $126,100 Building $400,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockbridge County (51163C), as of August 7, 2006 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 88% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 8 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BARC Electric Cooperative Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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