770 Red Oak Ter, Wayne, PA 19087 Property Records

Montgomery County property record for 770 Red Oak Ter, Wayne, PA 19087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,456 sqft · built 1956
Lot Size	0.631 acres (27,500 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Sep 2021)
Tax Bill	$5,716 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58-00-15709-00-1`

Property Details

APN / Parcel Number

Primary APN	`58-00-15709-00-1`
Alternative APN	`58001C055`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,456 sqft Living Area
1st Floor Area	2,008 sqft
Basement Area	448 sqft
Finished Basement	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	27,500 sqft (0.631 acres)
Lot Width	101 ft Width
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	42 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	770 RED OAK TER
City	WAYNE
State	PA
Zip	19087-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	L 13
Legal Subdivision	BOB WHITE FARM
Legal Block	1C
Legal Lot Number	13
Jurisdiction	MONTGOMERY PA
Township / Civil Division	UPPER MERION
Census Block Group	1
Census Block	1019
Census Tract	205903

Owner

770 Red Oak Ter is owned and occupied by two individuals who bought it in September 2021.

Source: Montgomery County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	770 RED OAK TER, WAYNE, PA 19087-2340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage POLICE AND FIRE FEDERAL CREDIT UNION
Aug 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU
Sep 17, 2021	Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	Jun 6, 2013 · Amount on File
Deed Document Number	2021112361
Deed Book / Page	6247 / 2543
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Recording Date	Aug 17, 2026
Property Address	770 RED OAK TER, WAYNE, PA 19087-2340
Document Number	0000048183
Book / Page	16286 / 2850
Instrument Date	Jul 18, 2026
Instrument	202648183
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048183,
Date	Aug 17, 2026
Book Page	16286/2850
Instrument	202648183

Lender

Name	POLICE AND FIRE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	770 RED OAK TER, WAYNE, PA 19087-2340
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156502974
Date	Aug 23, 2022
Book Page	15650/2974
Instrument	2022084380

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY PA
Recording Date	Sep 17, 2021
Property Address	770 RED OAK TER, WAYNE, PA 19087-2340
Document Number	00624702543
Book / Page	6247 / 02543
Map Reference	DB 5875 PG 2557
Instrument Date	Aug 6, 2021
Instrument	2021112361
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	770 RED OAK TER, WAYNE, PA 19087-2340

Mortgage

Document Number	01539502320
Date	Sep 17, 2021
Book Page	15395/02320
Instrument	2021112362

Lender

Name	APEX HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 770 Red Oak Ter was $5,716.

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Upper Merion Township
Unified School District	Upper Merion Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,716.00	$166,050	$166,050
2025	$5,716.00
2024		$166,050 (-) Land $59,480 Building $106,570
2023	$5,117.00 (+3.67%)	$166,050 Land $59,480 Building $106,570
2022	$4,936.00
1998			$166,050 Land $59,480 Building $106,570
1996			$166,050 Land $59,480 Building $106,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 770 Red Oak Ter in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1994–2021)
Claims Outside the SFHA	16 of 19
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Tropical Depression Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 770 Red Oak Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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