770 Millay Rd, Bowdoin, ME 04287 Property Records

Sagadahoc County and Bowdoin Town property record for 770 Millay Rd, Bowdoin, ME 04287

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,613 sqft · built 2010
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Last Sale	$272,700 (Jun 2018)
Tax Bill	$5,299 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOWD M:07 L:33-0`

Property Details

APN / Parcel Number

Primary APN	`BOWD M:07 L:33-0`
Alternative APNs	`M:07 L:33=0` `800`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,613 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	91,476 sqft (2.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	800
Street Address	770 MILLAY RD
City	BOWDOIN
State	ME
Zip	04287-7450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	33-0
Jurisdiction	BOWDOIN ME
Township / Civil Division	BOWDOIN
Census Block Group	2
Census Block	2034
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

770 Millay Rd is owned and occupied by two individuals who bought it in June 2018.

Source: Sagadahoc County and Bowdoin Town records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	770 MILLAY RD, BOWDOIN, ME 04287-7450
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 7, 2018	Warranty Deed, Transfer · FHA Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2018 · Amount on File
Deed Sale	Jun 7, 2018 · Amount on File
Prior Sale	Apr 3, 2014 · Amount on File
Deed Document Number	20183634
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOIN ME
Property Address	770 MILLAY RD, BOWDOIN, ME 04287-7450
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002088
Date	May 16, 2023
Instrument	2023R-02088

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jun 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOIN ME
Property Address	770 MILLAY RD, BOWDOIN, ME 04287-7450
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008824
Date	Dec 26, 2019
Instrument	2019R-08824

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOWDOIN ME
Recording Date	Jun 7, 2018
Property Address	770 MILLAY RD, BOWDOIN, ME 04287-7450
Document Number	0000003634
Instrument	2018R-03634
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003635
Date	Jun 7, 2018
Instrument	2018R-03635

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 770 Millay Rd was $5,299, up 9.8% from the year before.

Source: Sagadahoc County and Bowdoin Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Bowdoin Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,299.00 (+9.78%)	$497,600 (-) Land $91,600 Building $406,000
2024	$4,827.00 (+17.16%)	$497,600 (+119.79%) Land $91,600 Building $406,000
2023	$4,120.00 (+0.76%)	$226,400 (-6.43%) Land $50,800 Building $175,600
2022	$4,089.00	$241,960 Land $50,800 Building $191,160

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 770 Millay Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–2012)
Most Recent Claim	Jun 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 770 Millay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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